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Article #5

What Bill Collectors Don't Want You to Know!

#5
From: Chad La Shelle
Date: Wed, 27 Nov 1996 00:00
91 lines
3650 bytes
Did you know that every time a bill collector calls you they have to say

"The reason for this call is to collect a debt. Any information obtained

will be used for that purpose". This is what's called the "Mini-Miranda".

  If they don't say this they are breaking the law and you can sue them for

$1,000.00.

  Do you really know what a bill collector can and can't say or do? Well, I

do. I have been in the collection business either collecting or managing

bill collectors for almost 10 years. It still amazes me that almost every

day, either because they don't know the law or they just don't care, I hear

a collector breaking the law!

 If the debtor on the other line knew the law they could make a lot of

money suing the collection agency. The FTC (Federal Trade Commission) is

coming down hard on "dirty" collection agencies.

 Just within the past 6 monts a couple in EI Paso Texas sued a collection

agency for harassement and won over 5 million dollars in damages!

 I have written everything you need to know to protect your rights in an

easy to read booklet called "What Bill Collectors Can't Say or Do". After

reading this booklet I guarantee you will know the laws as well, or even in

most cases better than the collector on the other line.

 It will answer questions like:

* Can a bill collector call me at work?

* Is there a certain time of day a collector can't call me?

* What can I do if a bill collector is harassing me?

* If I pay will it come off of my credit?

These questions and many more are answered.

I also include a state by state breakdown of laws that are more strict

than the federal laws. This information is invaluable if you are getting

calls from bill collectors.

 If you are one of the first 200 to order you will also receive as a FREE

bonus the "Credit Repair Guide". This guide is everything you need to

repair your bad credit. The techniques I teach you are the exact same

techniques used in every credit repair compay you have ever seen.

 But, you can only receive this FREE bonus if you are one of the first 200

to order!

 It's easy, just send $24.95 plus $4.00 S & H to:

                       C. C. & Fox
                     Attn: Dept. bb11961
                   40 FM 1960 West Ste. 316
                   Houston, TX 77090-3530

  If for any reason you are not satisfied with "What Bill Collectors Can't 

Say or Do" simply return it within 30 days for a full refund (minus the s &

h ) and keept the "Credit Repair Guide" just for trying them out. There is

no risk so order NOW!

If you have any questions either email me at ccfox@juno.com or call me in

Houston at (281) 821-3501 or outside of Houston at (800) 484-6642 code
#7250

 and ask for dept bb11961
                               
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From: "Chad La Shelle" <litebeer@swbell.net>
Subject: What Bill Collectors Don't Want You to Know!
Date: 1996/11/27
Message-ID: <01bbdc88$962fd240$5d08c1cf@swbell.swbell.net>
X-Deja-AN: 201069818
organization: C.C. & Fox
newsgroups: a.a.mis.dedicated,a.a.mis.talk,a.bsu.programming,a.bsu.religion,a.bsu.talk