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Article #1847

What Bill collectors Don't Want You To Know!

#1847
From: C. C. & Fox
Date: Fri, 29 Nov 1996 00:00
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  Did you know that every time a bill collector calls you they have to say

"The reason for this call is to collect a debt. Any information obtained

will be used for that purpose". This is what's called the "Mini-Miranda".

  If they don't say this they are breaking the law and you can sue them for

$1,000.00.

  Do you really know what a bill collector can and can't say or do? Well, I

do. I have been in the collection business either collecting or managing

bill collectors for almost 10 years. It still amazes me that almost every

day, either because they don't know the law or they just don't care, I hear


one of my co-workers breaking the law!

 If the debtor on the other line knew the law they could make a lot of

money suing the collection agency. The FTC (Federal Trade Commission) is

coming down hard on "dirty" collection agencies.

 Just recently Marianne Driscol in EI Paso Texas sued a collection agency
for 

harassment and won 11 million dollars in damages!

 I have written everything you need to know to protect your rights in an

easy to read booklet called "What Bill Collectors Can't Say or Do". After

reading this booklet I guarantee you will know the laws as well, or even in

most cases better than the collector on the other line.

 It will answer questions like:

* Can a bill collector call me at work?

* Is there a certain time of day a collector can't call me?

* What can I do if a bill collector is harassing me?

* If I pay will it come off of my credit?

These questions and many more are answered.

I also include a state by state breakdown of laws that are more strict

than the federal laws. This information is invaluable if you are a consumer

using credit cards or are in debt. You need to know your rights!

 If you are one of the first 200 to order you will also receive as a FREE

bonus the "Credit Repair Guide". This guide is everything you need to

repair your bad credit. The techniques I teach you are the exact same

techniques used in every credit repair company you have ever seen.

 But, you can only receive this FREE bonus if you are one of the first 200

to order!

 It's easy, just send $19.95 plus $4.00 S & H to:

                       C. C. & Fox
                     Attn: Dept. bb11962
                   40 FM 1960 West Ste. 316
                   Houston, TX 77090-3530

  If for any reason you are not satisfied with "What Bill Collectors Can't 

Say or Do" simply return it within 30 days for a full refund (minus the s &

h ) and keep the "Credit Repair Guide" just for trying them out. There is

no risk so order NOW!

If you have any questions email me at ccfox@juno.com 
                               
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From: "C. C. & Fox" <ccfox@juno.com>
Subject: What Bill collectors Don't Want You To Know!
Date: 1996/11/29
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