🚀 go-pugleaf

This is an interesting way of asking your question.

1. You can develop your site yourseld because you said you knew how to 
write html codes.  If you are not a master at that, there are several 
packages on hte market some you can even try for 30 days at no cost.   I 
use Hotdog which I believe you can download from http://www.shareware.com
I prefer Hotdog Pro version 2.3.
2. You can have your own payment program with ecash contact Taru Goel at 
goelt@marktwain.com and tell him you were referred by momo of momofoto 
gallery, I don't get any fee for this.  It will require that you can 
configure this at your server.
3. You should also offer credit cards, best to deal directly with a bank 
that does Internet Business,I use Wells Fargo and you can contact Debra 
Carraway at carraway@wellsfargo.com for a merchant application. They are 
a cybercash bank.
4. The hardest by far is the web host, not all of them are good.  Some 
charge a fortune and prey on newbies.  Make sure that you can actually 
put the business banking software on their server before you join and you 
wnat that in writing.  I joined one of these bozzos only to discover at 
the last minute that they had no intentions of allowing any software on 
my side of their server.  To move my account was not easy and I am still 
waiting to complete the transfer.
 I am not sure where you are located, but a good web service provider 
should provide you wtihat least 50-75meg of storage space and allow to 
have on your side of the server, your own order forms, your own cgi 
script, your own counter, perl ability, image maps ability and also the 
ability to install business merchant software as long as you do not 
compromise the security of their server.  As for secure web transaction 
you offer that with ecash, and cybercash. Do contact taru and Carraway 
for more info and some help.

Feel free to contact me with any question you may have.