🚀 go-pugleaf

On Thu, 15 Jul 2010 11:03:45 +0000, John Savage wrote:
.........
> I thought I'd ask here whether anyone has managed to get the bank to back
> down by telling them you won't pay an annual CC fee and that you want the
> card cancelled?  Did they relent, or did they call your bluff??

Citibank wanted to waive the Annual Fee on their card a couple of years
ago when I cancelled because they made big changes to the rebate setup,
but I just refuse to continue to do business with organisations that play
those tricks (did they struggle to acknowledge that I was going to cancel
or what, I basically had to threaten them to actually get them to do what
I wanted and process the cancellation).

Bendigo Bank also put an Annual Fee on their credit card a couple of years
ago so I just cancelled it (and the teller at the bank told me she did
exactly the same thing).

There are zero annual fee cards around, the Wizard Mastercard is probably
the best around if you do international purchases because they absorb the
usual 1% currency conversion fee that the others slug you with. The old
Virgin card is now the Westpac Ignite card and it also has no annual fee.

Watch out if you end up paying interest on those cards though, you will
get slugged even if you are a day late in paying the full balance due to
whatever circumstances.

-- 
Regards, David.

David Clayton
Melbourne, Victoria, Australia.
Knowledge is a measure of how many answers you have, intelligence is a
measure of how many questions you have.