🚀 go-pugleaf

On Fri, 26 Feb 2010 15:28:25 +1100, Mr.T wrote:

> 
> "David Clayton" <dcstar@NOSPAM.myrealbox.com> wrote in message
> news:pan.2010.02.26.03.41.45.972458@NOSPAM.myrealbox.com...
>> Get Home Contents insurance renewal in the mail, cost is up again on
>> last year...
>> Go to the company's web site and put in the exact same details as on the
>> quote.... instant 15% discount for doing it on-line and the total works
>> out to be almost 30% less than the renewal!
> 
> 
> Yep, AAMI were doing that 30 years ago. Nothing much has changed except
> now you can get a different quote on the internet rather than phone :-)
> The idea has always been to attract new customers while fleecing the
> existing ones as much as possible.
> The banks and Telco's do it *FAR* better now though. They simply state the
> lower charges ONLY apply to NEW customers and NOT existing ones! They rely
> on the effort needed to continually switch accounts being too much for
> most people.
> 
There is also another benefit from taking out a new policy rather than
just renewing - you get a free extra day of cover each time you do this.

All policies seem to run until midnight one year and one day after the
commencement date - not the actual expiry date which should be the day
before. A renewal just carries on from the original expiry date, a new
policy can start the day after and you are still covered for the previous
day on the old policy.

-- 
Regards, David.

David Clayton
Melbourne, Victoria, Australia.
Knowledge is a measure of how many answers you have, intelligence is a
measure of how many questions you have.