🚀 go-pugleaf

Hi folks:

I recently got involved in a car accident in a private parking lot
where a woman in a big truck hit my car and caused about $600 worth of 
damage, as she was pulling out of a parking space.  It was a clear-cut/
cut-and-dry case, and she admitted fault readily, and parted with
her insurance/drivers license no/address/etc..  I (unfortunatley) did
not call the cops, beacuse she was really "apologetic" and cooperated
fully.

Now a couple of days later, as I go to the insurance agency (ALL STATE)
I find that she has completely changed her story. Her husband even
calls me one night at 11 pm and *rudely* claims it was MY mistake! (he wasnt
even at the sight!) ( I had a witness in my car). The insurance company
determines (after many many phone calls) that their liability is only 60%!!
(and that they are willing to pay 60 % of the damages) (as appraised by them!)

My question is: DO I have any rights in such a situation? Is there someone other
than the insurance company that I can go to? I would like to see a 100-0 
setllement, or hwy, even 90-10, or 80-20...why 60-40?

Any one have any comments/insights...much appreciated!!

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Raj P. Menon 	(512)471-7067 (work) 	(512)794-0833  (home)
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