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Article #4026

speeding tickets and insurance

#4026
From: Janet M. Swisher
Date: Tue, 01 Dec 1992 20:46
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In article <1992Nov30.170705.2309@pencom.com> stecz@pencom.com writes:
>In article <1992Nov25.230424.10355@novell.com> bboerner@novell.com
(Brendan B.  Boerner) writes:
>> He was worried about taking this to court since he thought that if
>> the judge found against him, he'd lose the chance to drop it vie DD
>> and have it raise his insurance.
>

>According to my insurance company, it's illegal to raise people's
rates for >speeding tickets.  They can drop you if you get a bunch,
but they can't raise >your rates.  They can raise your rates for DWI,
or reckless driving.  I was >told this when I was trying to decide
whether to take DD, or pay a ticket.  I >ended up just paying the
ticket since you have to pay so many extra charges to >take DD.  ($38
court costs, $10 to get record, DD costs).

My insurance company (and many others, I think) gives a 10% discount
for taking driver re-education.  Depending on your coverage (and how
you value your time), that could outweigh the costs of taking the
course.  When I took the course, the instructor joked that he was sure
that none of us were there for tickets -- we all just wanted to
improve our insurance rates and our driving.  Also, if you want to
switch insurance companies, it helps to have a nice, clean record.
-- 
Don't take life so serious ... it ain't *no how* permanent. -- Porkypine. 
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From: swisher@cs.utexas.edu (Janet M. Swisher)
Newsgroups: austin.talk
Subject: speeding tickets and insurance
Date: 1 Dec 1992 14:46:05 -0600
Organization: CS Dept, University of Texas at Austin
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Distribution: austin
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References: <1992Nov25.230424.10355@novell.com> <1992Nov30.170705.2309@pencom.com>
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