🚀 go-pugleaf

>In article <1992Nov30.170705.2309@pencom.com> stecz@pencom.com writes:
>>In article <1992Nov25.230424.10355@novell.com> bboerner@novell.com (Brendan B.  
>>Boerner) writes:
>>
>>> He was worried about taking this to court since he thought that if
>>> the judge found against him, he'd lose the chance to drop it vie DD
>>> and have it raise his insurance.
>>> 
>>
>>According to my insurance company, it's illegal to raise people's rates for  
>>speeding tickets.  They can drop you if you get a bunch, but they can't raise  
>>your rates.  They can raise your rates for DWI, or reckless driving.  I was  
>>told this when I was trying to decide whether to take DD, or pay a ticket.  I  
>>ended up just paying the ticket since you have to pay so many extra charges to  
>>take DD.  ($38 court costs, $10 to get record, DD costs).

I accidentally lost my insurance last summer -- the payment,
which had been made just in time to avoid cancellation, was
shredded in the mail.  It came back to me sealed in a polyfilm
bag by the postal service, a month or so later.  I didn't know
until I received the bag that I had not gotten this payment to
the company in time -- yeah, I should have checked with the
insurance company to make sure it was received.  Anyway, I had
ONE ticket on my record, and my husband had had a fender-bender
two years before.  I needed to purchase new insurance, since 
my old insurance company refused to reinstate.  I couldn't 
BELIEVE how hard it was to find a company that would insure me 
at a reasonable rate, with only those two "incidents" in the 
last three years.  (Age isn't a factor -- we're both above the 
expensive age for car insurance :-)) So, maybe it's illegal to 
raise your insurance rates based on speeding tickets (and my 
offense was 39 in a 30 zone on 38 1/2 -- a speed trap between 
Cherrywood and Airport Blvd.) -- but you better be sure to pay 
your insurance on time so you don't get cancelled, because it
sure can be hard to get new insurance.
-- 
Anne Hill Wiebe (anne@csrux1.ae.utexas.edu)  When in danger or in doubt,
(512) 471-5573, 450-1694                     run in circles,
Center for Space Research                    scream and shout.