🚀 go-pugleaf

In article <86k602fyfs.fsf@arbol.wsrcc.com>,
Alison Chaiken  <alison+gnus200701@dailyplanet.dontspam.wsrcc.com> wrote:
>Ernie Klein writes:
>>David Arnstein asks:
>>>
>>>Clearly, something about debit cards chap your hide. Care to
>>>elaborate?
>>
>>you _may_ get some of your money back.
>
>I couldn't possibly explain my concerns about debit cards any more
>clearly than that.  Debit cards are a reasonable choice only for
>people whose credit record is too poor to get a credit card.  People
>who qualify for credit cards would be just plain nuts to get a debit
>card.  They are banks' method of transferring risk from themselves to
>consumers.  That's why I will close my credit union account rather
>than accept one.

Overall, I agree with you.  My primary and I do have a debit card for
our joint checking account because we'd rather do that than have a joint
credit card, but our joint account represents a small portion of our
assets, and we're taking the risk deliberately.  I have in the past used
that card almost entirely as an ATM card, but recent reports about PIN
security have caused me to use it more as a debit card at grocery stores
and the like.

One reason I will probably choose Wells Fargo for my next checking
account is that they allow ATM cards with PINs that have more than four
digits.  (Our joint account is WF.)  Currently my account is with WAMU,
and though I loathe their customer service (as other people have pointed
out), it hasn't quite been bad enough yet for me to get off my duff and
switch.  (The other reason is that my credit card is WF and I don't want
both checking and credit card at the same place -- that has recently
been almost fixed.)

Side note: could you please use standard quoting practices?  I rearranged
the quotes to fix them this time, but would rather not have to deal with
that.
-- 
Hugs and backrubs -- I break Rule 6                        http://rule6.info/
                      <*>           <*>           <*>
"Plus ca change, plus c'est la meme chose."