Article View: ba.consumers
Article #215Re: Wells Fargo vs. B.o.A.
From: smokeford
Date: Fri, 05 Jan 2007 16:11
Date: Fri, 05 Jan 2007 16:11
25 lines
2726 bytes
2726 bytes
Fake ID wrote:
> In article <ecklein-8A73D0.11432204012007@news.west.earthlink.net>,
> Ernie Klein <ecklein@pacbell.net> wrote:
>> The difference: As stated before, the debit card can be used at any POS
>> (Point Of Sale) terminal by anyone knowing your pin and the only limit
>> to it's use is the balance in your account.
>
> My understanding is that "debit card" means a card coded
> so it can be used as a credit card but funds are transferred from your
> bank account. Done this way the cardholder signs like a credit card
> transaction and there's no PIN involved. Which is what makes them such
> a liability--there's nothing to stop whoever is in physical posession of
> the card from draining your bank account. Only a merchant who
> challenges the cardholder to produce a matching ID will be in a positon
> to stop thief.
>
> m
It depends on the card/merchant. My credit union gives points for
debit card usage but only for transactions using a signature or or
phone/internet transactions. Sometimes a live transaction goes through
when hit"CREDIT" other times it does not. Also, I have to use it as a
debit card to get cash back.
--
To reply via e-mail please delete 1 c from paccbell
Technical Details
Message-ID:
<1Nunh.31934$Gr2.23190@newssvr21.news.prodigy.net>Path:
arc1-ca.pugleaf.net!g2news2.google.com!news2.google.com!news4.google.com!newshub.sdsu.edu!newscon04.news.prodigy.net!prodigy.net!newscon05.news.prodigy.net!prodigy.com!postmaster.news.prodigy.com!newssvr21.news.prodigy.net.POSTED!239afff0!not-for-mailReferences:
<86irfootfh.fsf@arbol.wsrcc.com> <ecklein-8F9DC9.09283604012007@news.west.earthlink.net> <86k602fyfs.fsf@arbol.wsrcc.com> <ecklein-8A73D0.11432204012007@news.west.earthlink.net> <459e1eab$0$80040$742ec2ed@news.sonic.net>Show Full Headers
Complete Article Headers
X-Google-Thread: 106595,27db587286236d50 X-Google-Attributes: gid106595,public X-Google-Language: ENGLISH,ASCII-7-bit Path: arc1-ca.pugleaf.net!g2news2.google.com!news2.google.com!news4.google.com!newshub.sdsu.edu!newscon04.news.prodigy.net!prodigy.net!newscon05.news.prodigy.net!prodigy.com!postmaster.news.prodigy.com!newssvr21.news.prodigy.net.POSTED!239afff0!not-for-mail From: smokeford@yahoo.com User-Agent: Thunderbird 1.4 (Windows/20050908) MIME-Version: 1.0 Newsgroups: ba.consumers Subject: Re: Wells Fargo vs. B.o.A. References: <86irfootfh.fsf@arbol.wsrcc.com> <ecklein-8F9DC9.09283604012007@news.west.earthlink.net> <86k602fyfs.fsf@arbol.wsrcc.com> <ecklein-8A73D0.11432204012007@news.west.earthlink.net> <459e1eab$0$80040$742ec2ed@news.sonic.net> In-Reply-To: <459e1eab$0$80040$742ec2ed@news.sonic.net> Content-Type: text/plain; charset=ISO-8859-1; format=flowed Content-Transfer-Encoding: 7bit Lines: 25 Message-ID: <1Nunh.31934$Gr2.23190@newssvr21.news.prodigy.net> NNTP-Posting-Host: 66.123.206.59 X-Complaints-To: abuse@prodigy.net X-Trace: newssvr21.news.prodigy.net 1168013501 ST000 66.123.206.59 (Fri, 05 Jan 2007 11:11:41 EST) NNTP-Posting-Date: Fri, 05 Jan 2007 11:11:41 EST Organization: SBC http://yahoo.sbc.com X-UserInfo1: FKPGWW_ERJWMB_TYKBCD^VX@WB]^PCPDLXUNNHLHEQR@ETUCCNSKQFCY@TXDX_WHSVB]ZEJLSNY\^J[CUVSA_QLFC^RQHUPH[P[NRWCCMLSNPOD_ESALHUK@TDFUZHBLJ\XGKL^NXA\EVHSP[D_C^B_^JCX^W]CHBAX]POG@SSAZQ\LE[DCNMUPG_VSC@VJM Date: Fri, 05 Jan 2007 16:11:41 GMT