🚀 go-pugleaf

In article <393a34$l57@mark.ucdavis.edu> ez018982@chip.ucdavis.edu (Rudeboy) writes:

>Eric Mankin writes:

##You don't share "responsibility" in health insurance (or any kind of
##insurance); you share risk.
#
#Not surprisingly, you have missed the point.  You *shouldn't* share
#responsibility with respect to health insurance!  You should take
#repsonsibility for *yourself* (and, if applicable,  your immediate
#dependants).  NO ONE ELSE!

Should, should, should. Doesn't your finger get tired with all
that wagging?

#And of course you should share risk!  That's what probabilities less than
#one are all about.

And here's another "should." I think that you'd do better to simply,
quietly realize that, like or it or not, we have a problem and try
to solve it instead of trying to find somone to blame.

##This fingerpointing moralizing is 
##ridiculous: people don't choose to be sick, and there are many reasons
##besides "irresponsibility" in this country to be without insurance.
#
#You right in that people don't choose to be sick.  People get sick at
#inopportune times.  That's why health insurance exists.
#
#Unfortunately, you are also right in that "there are many reasons
#besides 'irresponsibility' in this coutry to be without insurance."
#This is the problem which needs to be remedied.  If you are without
#insurance, it should not be because you have a pre-existing condition
#(although this would certainly justify higher premia).  Rather, if you
#have no insurance, it should be because you are sufficiently
#irresponsible that you just didn't buy insurance in time.  Personally,
#I think this last applies to *most* cases.
#Humbly yours,
#Rudeboy

And still another "should:" insurance "should" be structured so that
if anyone gets sick without it, everyone else will be morally justified
in turning their backs and letting them die in the gutter.

Why not just try to work it out so people have insurance. Other countries
can and do. It costs them less (as a percentage of gross national
product) and they're healthier. Leave the shoulds out; stick with what makes
actuarial and economic sense. The present system, by any objective measure,
doesn't.