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PLEASE VIEW IN FULL SCREEN
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Government Trust Auditing Program.

As talked about on the Oprah Winfrey Show 
during the �UNCLAIMED REFUND� segment.

Wait!  Before you blow this off as just another SCHEME, take a 
moment to really think about what we are about to tell you.

THANK YOU FOR RESPONDING!  Did you know that you
could earn a very attractive income every week just by locating
people who have a refund coming from HUD and helping them
obtain their claim? Many times people have no idea they have
money owed to them by the Government and your entire job
consists of finding these people and following our step by step
guide.

Many of you may have heard of something like this in the past or
perhaps on the Oprah Winfrey Show during her �Unclaimed 
Refund� segment which ran on August 5, 1996. 

Your job as a tracer is to simply to notify these people of their
unclaimed refunds, help them fill out a simply 1 - 2 page form and
then charge them a processing / finders fee (we recommend 30%)
of the unclaimed refund. 
 
In other words, if a person is due a refund of $1000.00, your 30%
processing fee comes to $300.00, if a person is due $2000.00 your
30% processing fee comes to $600.00.  Unclaimed Refunds goes
as high as 9000.00.  So go ahead and get a calculator and do the
math.

There is over 93,000 cases you can work on with an estimate worth
of 72 Million Dollars.  Each month the Department of HUD adds
thousands of new cases.

You will also learn how to have the United States Government
send the Treasury Check to your home address.

Question: So what's stopping me from ordering just a State List of
Recipients Due a Refund from HUD myself and start locating
people on my own without your Special Step by Step Info
Package providing "Inside Secret Techniques" that successful
HUD Tracers use for only $39.95?

Nothing, but how will you know how to contact these people,
know what to say, know how to do the paper work, know how to
get paid in a couple of days after you locate an individual that's due
a refund plus much more, "Without our info."  Also our step by
step package is written so even an 8th Grader could understand it
and you could have our package in just 3 - 7 days instead of
waiting 4-8 Weeks to receive the Government's RAW DATA that
seems written for College Professors only. Also for those who
want to take this all the way and maybe make more than what was
estimated, we also sell the Professional 85 Million Home Phone
Research  Phone Book on CD" with virtually everyone listed
residential phone number in the United States on just two
CD-ROM disks for only $45.00 and all you will have to do is just
type in a person name on the Recipient State List and do a cross
search and locate them real easy, then just get them on the phone
and follow our info package.  

In fact, you will learn how to run this entire business right through
the mail by just sending out notices.  That�s right, let the people
due the refund call you.    If you decided to purchase our info
package on Working from home and not the Professional 80
Million Home Phone Research Phone Book CD, you still can
participate in this opportunity because we are going to show you
over EIGHT different methods you can do to locate individuals
that are due a refund.  Some of these methods are not discussed
anywhere else because they have been kept secret by the
Professional HUD Tracers.  

Our 1997 Tracer Step by Step Guide will contain the following.
     Thirty-Six Page Graphical Easy to Understand Package.

Part 01: What you will be doing as a HUD Refund Tracer.
Part 02: Insider methods for locating people who're due a refund. 
Part 03: Precise Script of what to say and different approaches. 
Part 04: What to do after you locate an individual due a refund.
Part 05: How to get paid in a number of days 
Part 06: How to Keep Records plus the Record-Keeping Sheet.
Part 07: Sample Letters and different approaches.
Part 08: Contracts, Forms & Procedures. 
Part 09: Questions that you may have.
Part 10: Phone Numbers & Addresses that you may need.
Part 11: 1996 Home Phone Business Reference Tool.
Part 12: Plus much more.

If your interested in making money right away you can call
MicroSmarts at 1-815-723-8461(ORDERS ONLY) We accept
Visa, Master Card, American Express, Discover &  Checks over
the phone for faster processing (Remember: Orders Only) or you
can mail us your check made out to MicroSmarts,  302 Henderson
Ave  Joliet  IL 60432 for the amount of $39.95 plus $6.75 for
shipping.  We know that our program works and our guarantee is
very simple.  Follow our Step by Step program for 30days and if
you don't make money request your REFUND.   

We feel that we provided an adequate amount of information
concerning this opportunity so we request ORDERS ONLY.   

FOR MORE INFORMATION BEFORE ORDERING 
PLEASE READ POSTING #2. 
 
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Please view in full screen - Part #2

Government Trust Auditing Program History

Everyone who has ever purchased a FHA Home from HUD had to
pay a MMI or MIP insurance and they were told by Federal
Government "HUD" if they would pay the loan back in good faith,
they would be entitled to a refund on their MMI or MIP insurance
policy.  After the loans were paid off years later, they forgot to call
HUD/FHA to ask for their refund.  HUD/FHA claimed that they
tried to contact these people by mail, but claim they did not get a
response back.  For years the money has been piling up and today
there are millions and millions of dollars in the fund for each state. 
Congress in 1986 viewed the case and recently told HUD that they
would have to figure out a way to get this money back to the
people.  

Well, HUD/FHA did not want to pay for the administrative cost
to do it themselves and they are now allowing third party
processors under the freedom of information act to locate these
people and  charge them a Processing / Finders fee (we recommend
30 %) of their refund for taking the time to locate & helping them
obtain their claim.   This is the catch, they will only sell you the list
anywhere from $20 - $135.00 and they won't teach you how to
locate these people, what to say, how to get paid right away and
other very important information that you need to be successful in
this great program.  Also they will make you wait 4-8weeks before
you even receive your state list from them.

With our step by step guide, we not only show you how to contact
these people, show you how to fill out the paper work, how to get
paid in about 7days after you locate an individual that's due a
refund, what to say when you get an individual that's due a refund
on the phone, but we will also include forms & everything else you
may need.  Also from our package you can order a state list in
general for only $20-$59.00 and can have it at your door in about
3-7 days instead of the Government "HUD" 4-8 Weeks.

So if you are serious about starting a home business part-time or
full-time call MicroSmarts  Order Hotline at (1-815-723-8461)
Visa, Master Card, Discover, American Express & CHECKS
accepted right over the phone as payment (Remember: Orders
Only) or send in your payment to MicroSmarts at 302 Henderson
Ave, Joliet - IL 60432. We feel that we provided an adequate
amount of information concerning this opportunity so we request
ORDERS ONLY.   

For ordering information concerning HUD Recipient State Lists
please read posting #3.
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Please view in full screen
Obtain your State Lists from us.

HUD Recipient State lists includes the Mortgagor Name,
Mortgagor Address, Property Address, Mortgagee ID#,  Date &
Amount that individual has coming back to them from the
government.  The average refund is around $800.00 - $1000.00 and
your 30% processing fee comes to about $240.00 - $300.00. But
remember some cases goes as high as $9000.00 and there is no
reason why you can�t just go after those cases.  There thousands of
recipients that are due a refund from the government  and we 
estimates that over the next 10years there still won't be enough
tracers out there to locate everyone.   

If you seriously want to make this a part-time through a full-time
home business please obtain our Step by Step Guide on the HUD
Tracer program for $39.95 with all the tips successful tracers use. 
We know as you make more money in this opportunity you will
obtain additional state lists from us and eventually you will obtain
the Professional 85 Million Home Phone CD ROM Phone Book
which will make locating people much easier.  The great part about
this opportunity is that you are the BOSS and you get to set what
time and days you want to spend doing this home business
opportunity.

Once you obtain our Special Step by Step Guide for $39.95 on
becoming a HUD Tracer, don't order your state lists from HUD
and be force to wait 4-8 weeks before you even get your first state
list.  Obtain your state lists from us at almost no additional cost and
you will have them in 3 - 7 days instead of the government 4-8
week wait.  These are the same type of  State Lists from HUD and
they have the same exact policy.  Ultra Fast Shipping has already
been included in the prices.

ALABAMA =$39.00
ALASKA = $20.00
ARIZONA = $55.00
ARKANSAS = $35.00
CALIFORNIA = $155.00
COLORADO = $39.00
DELAWARE = $35.00
WASHINGTON = $36.00
FLORIDA = $75.00
GEORGIA = $45.00
HAWAII = $35.00
IDAHO = $35.00
IOWA = $35.00
ILLINOIS = $49.00
IOWA = $35.00
KANSAS = $35.00
KENTUCKY = $35.00
LOUISIANA = $39.00
MAINE = $35.00
MARYLAND = $39.00
MASSACHUSETTS = $45.00
MICHIGAN = $59.00
MINNESOTA = $39.00
MISSISSIPPI = $39.00
MISSOURI = $45.00
MONTANA =$35.00
NEBRASKA = $35.00
NEVADA = $39.00
NEW HAMPSHIRE = $35.00
NEW JERSEY = $55.00
NEW MEXICO = $39.00
NEW YORK = $89.00
NORTH CAROLINA = $39.00
NORTH DAKOTA = $35.00
OHIO = $49.00
OKLAHOMA = $45.00
OREGON = $39.00
PENNSYLVANIA =$45.00
RHODE ISLAND = $35.00
TENNESSEE = $45.00
TEXAS = $85.00
UTAH = $39.00
VERMONT = $35.00
VIRGINIA = $45.00
WASHINGTON = $49.00
WEST VIRGINIA = $35.00
WISCONSIN = $35.00
WYOMING = $35.00

We give you even more incentives to order from us.
 
Special #1: Obtain  2  State lists from us and we will give you
ONE of the following state lists at no additional cost.  Connecticut,
Alaska, New Hampshire, Vermont, Maine, Delaware, Washington
DC, West Virginia, New Mexico

Special #2: Obtain 3  State Lists from us and we will give you
TWO of the following state lists at no additional cost. 
Connecticut, Alaska, New Hampshire, Vermont, Maine, Delaware,
Washington DC, West Virginia, New Mexico, Kansas,
Massachusetts, Iowa, Louisiana, Oklahoma, Mississippi, Utah,
Wisconsin, Oregon, Nevada, South Carolina

Special #3: Obtain 4 State Lists from us and we will give you
TWO of the following state lists plus we will give you our  85
Million Research CD-ROM Phone Book for PC or MAC at no
additional cost. Connecticut, Alaska,  New Hampshire, Vermont,
Maine, Delaware, Washington DC, West Virginia, New Mexico,
Kansas, Massachusetts, Iowa, Louisiana, Oklahoma, Mississippi,
Utah, Wisconsin, Oregon, Nevada, South Carolina

To order one or more of the following State lists please call
MicroSmarts at (Local: 815-723-8461) (Orders Only) We accept
Visa, Master Card, American Express, Discover & Checks
accepted over the phone for faster processing (Remember: Orders
Only)or you may send in your check / money order to
MicroSmarts, 302 Henderson Ave - Joliet IL 60432.   

 PLEASE PRINT OUT THE FOLLOWING ORDER FORM.
            (Mail it in or simply fax it to 1-815-723-8514)

Name:
__________________________________________________

Address:______________________________________________

City:___________________ State:_________ Zip:___________

Phone (   )_____-__________ E-Mail:_____________________

HUD TRACER PROGRAM ORDER SECTION
Put a Check Mark in the Box if the answer is Yes.

1996 Professional Step by Step Guide - $39.95  (____)

85 Million Residential Home Phone CD-ROM Disc For $45.00  
(__)

Complete 50 Tracer Lists with FREE Bonuses (PC)  - $199.00
Comes also with HUD Guide & Home Phone CD-ROM  (__)

Complete 50 Tracer Lists with FREE Bonuses (MAC) - $199.00 
Comes also with HUD Guide & Home Phone CD-ROM  (__)

                       Third Party Tracer Lists Order Section

                        Enter the State Listing Abbreviations.
                      Look at the Tracer Lists Rates for Prices.

State List Order 1: (______)  -  Cost: $
State List Order 2: (______) -   Cost: $
State List Order 3: (______) -   Cost: $
State List Order 4: (______) -   Cost: $
State List Order 5: (______) -   Cost: $

BONUS STATE LISTS SPECIAL:
Special #1: Obtain 2 State Lists and Receive One for FREE.
Special #2: Obtain 3 State Lists and Receive Two for FREE.
Special #3: Obtain 4 State Lists and Receive our 1997 
Home Phone Research CD-ROM Disc for FREE.

STATE LIST FORMAT:

CD-ROM PC          (______)
CD-ROM Mac        (______)
3.5 Floppy Disk PC (______)
Paper Format           (______)

Formats for Computer Versions can be (Circle One) 
�Microsoft Word �Microsoft Access �Microsoft Excel 
�Microsoft Works �Lotus 123 �Comma Delimited 
�FoxPro �DBase IV �Standard Text Format 

Shipping Cost: $6.75 UPS Ultra Fast Shipping Method
Shipping Cost: $14.25 International Shipping
Shipping Cost is FREE with 50 State List Package Order.

GRAND TOTAL: ($____.____.00)

METHOD OF PAYMENT -payable to MicroSmarts Enterprise:  

Personal Check (____)   Money Order (____)

Credit Card:   (Type: V,M,A,D)

#:____________________________  Exp ____

Simply fax this order form to 1-815-723-8514 with credit card
number / voided check or send your payment for fast shipping to:

MicroSmarts Enterprise
302 Henderson Avenue
Joliet, IL 60432