🚀 go-pugleaf

 I figure the current creeping opting-out by groups of physicians
 in medium size communities affords a chance to worry at this bone
 once more.
 
 This time I'll leave out the apocalyptic and emotional stuff, and
 confine myself to one worry: once physicians are collecting from
 the patient, and leaving it to the patient to collect from the
 insurance corporation, what's to prevent them charging more than
 the patient will be able to collect?  My dentist does this,
 admittedly by a small margin - but even a small margin would concern 
 me if he advocated one of the godawfully expensive restorative
 procedures that have replaced drill-or-yank nowadays.
 
 My worry would be taken care of if the doctors made an unconditional
 commitment to charge no more than the patient could recover, but I
 have seen no hint of such a commitment.  Has anyone else?