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Article #100

Re: <ad> GUARANTEED CREDIT REPAIR BY LAW FIRM

#100
From: Colin R. Leech
Date: Fri, 10 Feb 1995 21:26
127 lines
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Please get this commercial spam off our mailing lists!

In a previous posting, Consumer Credit Advocates (ccapc@CYBER.SELL.COM) writes:
> Consumer Credit Advocates, PC
> 11 Pennsylvania Plaza, Suite 2101
> New York, NY  10001
> (212) 629-5261 (telephone)  (212) 629-4762 (fax)
> E-MAIL: ccapc@cyber.sell.com
>
> Our LAW FIRM offers direct guaranteed effective credit
> restoration services by experienced attorneys.  THIS IS
> NOT A DO-IT-YOURSELF KIT.
>
> What can we do?
>
> We have successfully facilitated the removal of Late
> Payments, Charge-offs, Foreclosures, Repossessions,
> Collection Accounts, Loan Defaults, Tax Liens, Judgments
> and Bankruptcies from our clients' credit reports.  WE
> GUARANTEE THAT YOUR CREDIT CAN BE RESTORED!!!
>
> Who needs our services?
>
> Anyone who has experienced the inconvenience and
> embarrassment of being turned down for a credit card, a
> lease or a purchase of an automobile.
>
> Anyone who is unable to buy the house of their dreams
> due to denial of a mortgage application or who has to
> pay thousands of dollars more in mortgage interest than
> someone with good credit.
>
> Anyone who has been turned down for a job or promotion
> due to derogatory credit items on a credit report.
>
> Anyone in business who has lost a deal because a person
> or firm wanted to see his/her credit report before
> doing business.
>
> Anyone who has been unable to establish credit.
>
>
> THE FOUR GREAT MYTHS OF CREDIT:
>
> Myth #1:  It is illegal or immoral to have your credit
> report cleared.
>
>      Fact:  It is not illegal nor immoral.  In fact,
>      that is what the Fair Credit Reporting Act is all
>      about.  The act was enacted by Congress in 1971.
>      One of its purposes as to give consumers the
>      protection of the law and to help guard against
>      any unwarranted invasion of a consumer's right to
>      privacy.
>
> Myth #2: The information on a credit report cannot be
> changed.
>
>      Fact:  Actually, the opposite is true under the
>      Fair Credit Reporting Act.  Federal and State laws
>      require that items be removed if they are not 100%
>      accurate or cannot be verified in a timely
>      manner.
>
> Myth #3: It is impossible to get a bankruptcy off a
> credit report.
>
>      Fact: Bankruptcies can come off credit reports
>      like any other derogatory item.  The nature of the
>      derogatory item has nothing to do with its removal
>      under the Fair Credit Reporting Act.
>
> Myth #4: Credit Reporting Agencies are empowered with
> some kind of governmental authority.
>
>      Fact: Absolutely Not!!  They are simply large
>      corporations whose primary goal is to make a
>      profit like any other business.
>
>
> If you have ever applied for or received credit, a file
> exists in one or more of the credit bureaus.  These
> companies collect, store and distribute as much credit
> information as they can find, retaining negative
> information on a credit report for 7 to 10 years.  This
> information is evaluated by potential creditors to
> determine your credit worthiness.
>
> Credit reporting agencies are in business to protect
> the interests of the creditors.  the LAW FIRM's goal is
> to help and protect the individual consumer from
> inaccurate credit reporting.
>
> The president of our LAW FIRM has been practicing
> consumer law since 1984. The staff of our firm has
> successfully processed, disputed and challenged
> thousands of client credit reports.
>
> Our legal fee is based o the number of negative items
> that appear on a client's credit reports, issued b the
> three national credit bureaus.  Our retainer agreement
> offers a MONEY BACK GUARANTEE stating that if any
> negative item is not deleted, upgraded or corrected
> from a client's credit file, it will give the client a
> full refund for that item or continue to process the
> client's file at no additional fee until that item is
> corrected, upgraded or deleted.  THE ONLY THING YOU
> HAVE TO LOSE IS YOUR BAD CREDIT!!
>
> PLEASE CONTACT THE LAW FIRM AND LEAVE YOUR FULL NAME,
> MAILING ADDRESS AND TELEPHONE NUMBER SO WE MAY FORWARD
> FURTHER INFORMATION AND INSTRUCTIONS TO YOU ABOUT OUR
> SERVICE.
>
> Consumer Credit Advocates, PC
> 11 Pennsylvania Plaza, Suite 2101
> New York, NY  10001
> (212) 629-5261 (telephone)  (212) 629-4762 (fax)
> E-MAIL: ccapc@cyber.sell.com



--
 Colin R. Leech                  |-> Civil Engineer by training,
 ag414@freenet.carleton.ca       |-> Transportation Planner by choice,
 h:613-224-2301 w:613-741-6440   |-> Trombonist by hobby.
 My opinions are my own, not my employer's. You may consider them shareware.
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From: "Colin R. Leech" <ag414@FREENET.CARLETON.CA>
Subject: Re: <ad> GUARANTEED CREDIT REPAIR BY LAW FIRM
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