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Return-Path: shornesr@juno.com
To: steev@inet-direct.com
Subject: Re: Information 
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From: shornesr@juno.com (Stephen A Horne)
Date: Wed, 18 Dec 1996 14:54:50 EST

Here is the information you requested. There is alot of information here,
but it will help you to understand it better.

Hope to hear from you soon!

Stephen Horne
                  "I WILL NEVER ASK YOU FOR EVEN ONE THIN DIME"
Welcome to LOW, LOW, cost, Long Distance Service, You are NOT REQUIRED TO
REFER ANYONE to get our low rates and free service.

9.9 Cents Per Min. Long Distance, FLAT RATE! 24HRS PER DAY NO CATCHES!! 
NO MINIMUMS. NO REQUIREMENT TO REFER OTHERS!! JUST DEEPLY DISCOUNTED,
PREMIUM,
FIBER OPTIC SERVICE, PLUS 13.9 CPM 800#, 17.9 CPM CALLING CARD, NO ACCESS
FEE, EVEN MORE! A Wonderful, "Powerful Income Opportunity", IF YOU WANT
IT!
NOT! NOT! REQUIRED
for these low, low rates. 
                               "HOWEVER"
 
"IF YOU Desire It", Welcome to your very own "FREE INTERNET BUSINESS".
Please take a look at something that cost you nothing, now or ever to
join.
WealthCom! I will not ask you for money to "SAVE MONEY", or to work! This
is
NOT the IRS!  I do offer a great income, If you "CHOOSE" to share with
those, {That Ask you to!} savings on long distance. Again, you or the
people
you refer never pay anything, at anytime to market or use WealthCom
services. {3.50/mo. billing fee, Your PAYCHECK comes with the billing}
BUT
you DO RECEIVE INCOME, if you CHOOSE to refer others, WHETHER THEY REFER
OTHERS OR NOT! I have looked at and worked with many phone plans over the
years. This is by far the best.

You are about to become a part of the "ONLY GROUP IN THE ENTIRE WORLD"
THAT
HAS THE CAPABILITY TO GIVE THIS SUPER "$400" Bulk Mail SOFTWARE
"ABSOLUTELY
FREE" TO YOUR CURRENT AND FUTURE BUSINESS ASSOCIATES!

"Netbiz" was created by Dale Yancy to Provide marketing techniques and
materials to guarantee anyone success in "Online Marketing". Included in
the
Netbiz Package among many things Is the Freedom Software, created by Bob
Stratton, My Sponsor in WealthCom, who has authorized me to include the
complete and fully operational Freedom Software Within My "NETBIZ"
Package,
EXCLUSIVELY for Members of my organization in WealthCom.

Wealthcom is the SUPER LOW COST Long distance provider you will have that
Not only
provides you with WONDERFUL LOW COST LONG DISTANCE, but also Provides you
with
your OWN BUSINESS FOR FREE! 

RELAX, IT'S FREE!

You now have the opportunity to be a part of the only group "IN THE
WORLD"
to have such a complete and completely "FREE" INTERNET BUSINESS! 
 
YOUR BUSINESS IS ABOUT TO "EXPLODE"! 

I DO NOT ASK YOU FOR EVEN ONE THIN DIME! 

Not for "NETBIZ", Not for Freedom, and Not for joining WealthCom! 

Use Freedom in the business I provide for you, use Freedom in your
current
business. 

Use Freedom in a future business. It's Free! It is Yours. 

HOW IS THIS POSSIBLE? 

I am a member of WealthCom, Which provides the low cost long distance
service and will soon provide other VERY "CUTTING EDGE" SERVICES AT THE
LOWEST OF RATES! 

To receive THE "NETBIZ" MARKETING PACKAGE, INCLUDING THE "FREE' $400
FREEDOM SOFTWARE, you will become a member of WealthCom in my
organization. 

AGAIN, RELAX, IT'S FREE! 

WealthCom cost you nothing to join. Your phone bills go way down and
disappear. Your earnings go up. All at 0 cost to you and your group.

Even if your business is some kind of phone card program. Every one HAS
TO
HAVE a 1 plus dialed long distance carrier. Why not WealthCom?

WealthCom provides you 1 plus dialing at 10.9 cents per minute interstate
rates 24HRS PER DAY NO CATCHES!! NO MINIMUMS. JUST DEEPLY DISCOUNTED,
PREMIUM,
FIBER OPTIC SERVICE, PLUS 13.9CPM 800#, 17.9CPM CALLING CARD, NO ACCESS
FEE,
EVEN MORE!

A Wonderful, powerful income opportunity.

You earn constant income with WealthCom, just sharing the savings with
others. There is No Cost to anyone to have these great rates.[3.50 per
month
billing fee for one telephone line or a hundred].

You Earn 5% of the paid phone bill of the people you personally refer.
You earn 4% of the paid phone bill of the people that the above persons
refer.
You earn 3% of the paid phone bill of the people that the above persons
refer.
You earn 2% of the paid phone bill of the people that the above persons
refer.
You earn 1% of the paid phone bill of the people that the above persons
refer.
 
Plus a VERY Generous Fund raiser Plan. 

Plus much much more! 

"NETBIZ" provides you and your group with a complete business completely
FREE! 

"NETBIZ" provides you and your group a $400 software for "FREE" that
allows
you to retrieve email addresses from the internet. 

Then you can mail these people a "TEASER" letter that "NETBIZ" provides
for
free. 

You can mail that sales letter using an internet server that "NETBIZ"
provides you 
for free. 

Then you can retrieve your email responses from that same free internet
server. 

"NETBIZ" provides you with the response letter to send back to your
inquires
after they respond to your ad. 

"NETBIZ" provides you with a free web page. 

"NETBIZ" provides you with the copy to place on your free web page. 

"NETBIZ" provides you with Thousands of places on the internet to place
ads
and Links for FREE. 

"NETBIZ" provides you with the ads to place on these thousands of
locations. 

"NETBIZ" provides you with the response letter for all ad inquires. 

"NETBIZ" provides you with thousands of places to link with your web
page. 

"NETBIZ" provides you with a great response letter to send to people that
send you unsolicited email. 

This will get you great people that are already interested in marketing
on
the internet, and already are. 

They will bring large numbers of people with them. 


START TODAY, FREE! 

All you need do now, is pull the fax on demand At: 714-635-2000 from any
fax
machine. Listen to the voice prompts and enter document # 3333. 

OR 

All needed forms, LOA etc., may now be downloaded and printed out from
our
WealthCom web
site at: http://www.swinteractive.com/wnet/ 

"Mail" your LOA to WealthCom! Fax a copy of your WealthCom Letter of
Agency
{LOA} to me
at 330-854-4666 (make sure you include my full name and telephone
#330-854-1011
on coversheet. You must also "Email me" a request for your Netbiz package
and your Freedom unlock code. 
I will send all to you immediately upon my receipt of your "fax and
email". 

You MUST NOT FAX your LOA to WealthCom. Nothing will happen. 

"Mail" your LOA to WealthCom, "Fax me a copy" of your completed LOA at
330-854-4666 (make sure you include my full name and telephone
#330-854-1011
on coversheet. 

A "Very Bright Future" Starts For You "TODAY"! 

Complete the simple LOA,{it just requires name, address, phone and ss#,
so
you can get paid!} add my name and ID # number at the bottom.{ Stephen
Horne
3308541011}. 

YOUR TELEPHONE NUMBER SERVES AS YOUR WEALTHCOM ID # UNTIL ONE IS
ASSIGNED BY WEALTHCOM. 
This way your business starts NOW! No Waiting for an ID #. 

Drop it in the mail. 

YOU ARE "NOW" IN BUSINESS! That quick, that simple, that easy! Next email
me
asking for
"NETBIZ". I will send it along with detailed instructions immediately. I
look forward to your success,


Stephen Horne ID # 3308541011
E-Mail: shornesr@juno.com
Phone: 330-854-1011 
Fax: 330-854-4666


Full details about WealthCom follows.

>>>>>>>>>>>>>>>>>>>> OVERVIEW <<<<<<<<<<<<<<<<<<<<<<<

In January 1996, the WealthNet Group introduced WealthCom,
the first phase of a multi-dimensional communications
program which results in lower communication costs and
increased productivity for members and others using the
program.

Two basic services, long distance and conference calling,
are being offered in the initial phase of the program. 
Shortly thereafter, additional services will be offered in
the second phase that may include cellular, paging, voice
messaging, voice mail, fax retrieval and forwarding,
international long distance and other exciting new
features.

The long distance program, made available through our
underlying carrier, offers members a choice between
two plans:

A.  ECONOMY PLAN

This plan offers a low, fixed 9.9 cents per minute rate,
anywhere, anytime in the continental United States. 
Billing is based on SIX SECOND increments after an initial 
increment of 18 seconds. There is NO
MINIMUM VOLUME requirement OR set up fee.  There is a
$3.50 monthly service charge to cover the cost of
accounting and billing.

B.  CO-OP Plan

The Co-op Plan offers a 10.9 cents per minute rate with
the same provisions in the Economy Plan.  A discount
incentive is offered to compensate individuals for
referring others to the Co-op Plan.  This incentive is
structured to provide each customer with a credit* or
group of credits against their own long distance bill
based on the long distance of others they refer to either
the Economy Plan or Co-op Plans, according to the
following schedule:

Discount incentives:

1-4 referred customers entitles you to receive a credit 
equal to 5 % of the long distance receipts from referred
customers[your Co-op and Economy customers] only.

5-9 referred customers entitles you to receive a credit 
equal to 4 % of the long distance receipts on your second
generation of referred Co-op customers.

10-14 referred customers entitles you to receive a credit
equal to 3 % of the long distance receipts on your third
generation of referred Co-op customers.

15-19 referred customers entitles you to receive a credit
equal to 2% of the long distance receipts on your fourth
generation of referred Co-op customers.

20 referred customers entitles you to receive a credit
equal to 1 % of the long distance receipts on your fifth
generation of referred Co-op customers.

*Accumulated credits are applied against your monthly 
long distance charges. Any surplus remaining will be
paid on the 20th day following the end of each calendar 
quarter [less a credit reserve equal to one month of your
average long distance billing].
 
"YOU WILL AUTOMATICALLY BECOME ELIGIBLE TO BE PAID MONTHLY
INSTEAD OF QUARTERLY AS SOON AS YOU HAVE ONLY 20 PERSONALLY
REFERRED PEOPLE "OR" when you reach 10,000 in volume 
for your entire group."  

Customers on the Co-op Plan may refer other
customers, including individuals, businesses and/or
organizations to the Economy Plan and receive a 5% credit
based on those customers monthly long distance charges. 
However, customers taking advantage of the Economy Plan
may not receive credits or benefits in any way by
referring other customers to either plan.

FUND RAISING PROGRAM

A customer on the Co-op Plan may refer organizations to
the Co-op Plan for the purpose of raising funds. The 
fund raiser organization will receive a quarterly rebate 
based on the receipts from the long distance usage
by its members who utilize the Co-op Plan.  
Members in such organizations. and the organization itself, 
will be eligible to receive credits the same way as any other
customer, using the Co-op Plan.

TOLL-FREE 800 SERVICE PLAN

The nationwide Toll-Free 800 services plan offers a low,
fixed 13.9 cents per minute rate anywhere anytime in the
continental United States.  Billing is based on SIX-SECOND
increments,after the initial 18 second increment.
There is no minimum volume or set up fee.

CALLING CARD And DEBIT CARDS

Customers on the Calling Card Plan can take advantage of a
low, fixed 17.9 cents per minute rate anywhere, anytime in
the continental United States.  Billing is based on SIX
SECOND increments after an initial 18 second increment.
There is no access fee for each call.  Debit Cards and 
customized Calling Cards are also available at discounted rates. 
Debit Cards are $15 each,and are debited at the rate of 16.9 cpm
and are fully RECHARGEABLE!

Conference Calling 

WealthCom offers interactive and listen only teleconference 
calls for groups and organizations hosted by a Member of WealthCom. 
The cost is only 10.9 cents per minute per line for all calls. 
There are no charges for WealthCom Members except for their per 
minute long distance charges. Conference calls may be scheduled through
our
Member Resource Department at 602-641-7799. 


                           WealthCom Executive Summary

                                    Overview 

Over the past decade, consumer demand for high quality, value-oriented
goods and
services has given rise to a host of innovative marketing approaches.
Buying
clubs have
tapped the purchasing power of large blocks of consumers to deliver a
wide
array of
discounted goods and services. Warehouse outlets have taken advantage of
bulk-buying to
offer low prices on a range of common items such as groceries, office
supplies, and
clothing. To reach greater numbers of consumers, direct marketing
companies have
employed financial incentives to encourage independent entrepreneurs to
promote their
offerings through "word of mouth" advertising. WealthNet, Inc. has taken
these
innovations to a higher level to provide unprecedented opportunities to
its
consumer
members. By offering "the highest quality consumable goods and services
at
the lowest
possible prices," and by providing financial incentives for consumers to
tell others,
WealthNet has developed a model that will foster billions of dollars in
recurring sales for every type of consumable goods and service.

Based on studies that applied this model to the telecommunications
industry,
WealthNet
found that brand loyalty to the traditional carriers is outweighed by
consumer demand for quality services at deeply discounted prices. In
addition, the offering of financial incentives to communicate these
services
to other consumers made switching carriers even more attractive.
Consequently, in March 1996, WealthNet introduced WealthCom - the
company's telecommunications division. WealthCom's superior services, low
prices, and
credit incentive program have brought more than 11,000 consumer members
to the
Company in the first six months. Many members have also introduced
WealthCom's
financial incentive plan to not-for-profit organizations and business
enterprises that have significant influence over their constituencies.

WealthCom will expand its services through the introduction of Internet
access, PCS
digital wireless, cellular and other enhanced communication services
beginning in the first quarter of 1997. Global expansion of the World
Wide
Web, in addition to WealthCom's unique offering of low cost, high quality
Internet access with financial incentives, will further increase the rate
of
membership growth. As this growth continues, WealthNet will launch new
divisions designed to capture a greater share of each consumer's monthly
budget for consumable goods and services. WealthMax and Wealthpass, for
example, will provide financial services, public utilities, fuels,
entertainment, groceries, merchandise, travel, and accommodations at
superior values.



The WealthNet Mission

The WealthNet mission is to build and retain the largest consumer buying
organization in
the world - "The WealthNet Group" (The Group). Achievement of this
mission
will be
accomplished through strict adherence to four "cornerstone" business
standards:

     Highest Value

     WealthNet satisfies consumer demand for the best value in a wide
variety of
     products and services by capitalizing on the combined purchasing
power of
     members in The WealthNet Group to negotiate directly with leading
service
     providers and manufacturers for preferential pricing, terms, and
services.

     Consumable Products and Services

     WealthNet offers members in The WealthNet Group the opportunity to
     "transfer" current household and business expenditures to higher
quality
     consumable products and services at lower prices. WealthNet will
offer only
     high value, consumable products and services that are in constant
demand.

     Financial Incentives

     Members of The WealthNet Group have financial incentives to save and
earn
     money on a recurring basis by referring new members who consume
     WealthNet products and services.

     Consumer Driven

     WealthNet is committed to being consumer driven by serving the needs
and
     demands of its members. Its business standards will never be
sacrificed in
     exchange for short-term marketing gains or increased profitability.



Operating Philosophy

WealthNet is a corporation that operates through a decentralized,
networked
organization
of independent alliances and service providers that focus on the single
objective of serving a growing consumer member base. Instead of assuming
the
high costs of production, WealthNet forms "non-exclusive" strategic
relationships with existing service providers and manufacturers. 
Since WealthNet's goods and services are marketed by the independent
members
of The WealthNet Group, the Company is left only with simple
administrative
responsibilities related to information management and marketing support.
This unique philosophy provides WealthNet with very low operating
overhead
and the
flexibility to expand or contract its marketing services in accordance
with
changing market opportunities and conditions.



Strategy for Growth: Telecommunications First

Government deregulation of the telecommunications industry has spurred
new
competition
and eroded consumer loyalty to the traditional carriers such as AT&T,
Sprint, and MCI.
Consumer willingness to switch long distance usage to reputable service
providers offering
better pricing and service has created an ideal landscape for WealthNet
to
develop a
concept that attracts millions of consumers to The WealthNet Group. Based
on the
universal usage of long distance services on a daily basis, and the
strength
of consumer
demand for value-driven services, WealthNet chose the telecommunications
industry as
the logical arena to begin growing its member base quickly. 
By establishing a strong niche in the telecommunications market,
WealthNet
projects it will attract five million members by 1998. 
As The WealthNet Group grows, WealthNet will introduce new offerings that
will
maintain consumer loyalty to The Group and shift a larger portion of
member
expenditures
to WealthNet's products and services.

To support its growth strategy, WealthNet is mobilizing thousands of men
and
women who
are motivated to start home-based businesses. As WealthNet Group members,
these
entrepreneurs have lucrative financial incentives to promote WealthCom's
services using a"relationship" marketing approach with people they know.
Each will build an independent organization of new consumer members and
create a thriving home-based business generating recurring income.
 The strategic alliances that have been developed with
national network distribution companies, charitable organizations,
educational institutions, and marketing companies will play a key role in
the growth of WealthNet.

To supplement the marketing efforts of its entrepreneurial base,
WealthNet
will launch a
television media campaign in November 1996 that focuses on the benefits
of
building a
home-based business in telecommunications with WealthCom. WealthNet
estimates this
campaign will bring more than 800,000 entrepreneurs to The WealthNet
Group
by the end
of 1997. The infomercial will also market The WealthNet System - a
results-oriented
training program designed to assist entrepreneurs who seek to build
successful
home-based businesses. Profits from WealthNet System sales will support
continuation of
the media campaign.

The WealthNet Group is looking to add these services in the future:

          voice mail 
          local Internet access 
          cellular 
          digital paging 
          Personal Communications Systems (PCS-the latest hi-tech digital
          wireless communications) 
          home entertainment (via cable and digital satellite) 
          financial services 
          travel and accommodations 
          utilities 
          groceries 
          fuels 

Future Services and Divisions

WealthNet's short-term focus will concentrate on developing WealthCom's
services and
operations. Internet access and personal communication services (PCS)
will
be the two
major additions to WealthCom's service offerings. WealthCom's Internet
access program,
slated to launch in January 1997, will be the first service in the
Internet
marketplace to offer a low-cost, incentive-based plan for consumers with
local access across the United States. 
The new Internet service branch is expected to generate more than 25,000
new
members by the end of the first quarter, most of whom will "cross
consume"
the long
distance services offered by WealthCom, generating more than four million
dollars in net
income in 1997.
 WealthCom's PCS program, scheduled for introduction beginning in the
first quarter of 1997, will be one of the first regional digital wireless
services in the country, and likely the only service providing financial
incentives to consumers. "Anywhere to anywhere" calling is expected to be
priced well below current cellular rates. Other services, such as digital
paging, fax retrieval and broadcasting, integrated voice mail, home
entertainment services, and local access are being explored.

Future WealthNet divisions are planned to offer a diverse array of
consumable goods and
services. WealthMax - WealthNet's financial services division-will be
launched in early
1997. WealthMax will provide member benefits such as debit card
purchasing,
access to
WealthCom's integrated voice mail services, expedited receipt of earned
credits from the
incentive program, and discounts on goods offered by national catalogue
merchandisers
and grocery store chains. From 1998 to 1999, WealthMax will expand to
include
consolidated electronic billing, asset management, insurance benefits,
and
special discount programs. In addition, a variety of goods and services
that
fall into the typical budget of consumer members - utilities - fuels -
groceries and entertainment - will come under the WealthMax umbrella.
Wealthpass, another division planned for 1999, will revolutionize the
travel
and accommodations industry.

                      CONFERENCE CALL WITH ROD SMITH
                  Rod Smith To Conduct WealthNet Training

Beginning Saturday, October 5, Rod Smith, President and CEO of The
WealthNet
Group
and WealthCom, will conduct a regular Saturday-morning training. The
training will begin
at 11AM EST and may be accessed by WealthCom members by dialing
800-890-6812. The
access code is WEALTH (932584)

The focus of this training will be to take the principles of The
WealthNet
System, a training
system developed by Rod Smith, and apply them to building your WealthCom
business. It
will also help members in positioning themselves to take full advantage
of
future products
and divisions.

The WealthNet System is more than a training system. It is a philosophy
about how to
build a successful business, how to conduct yourself, how to
professionally
communicate
and, perhaps best of all, how to find and launch key players. It is a
proven
system which
has been used by each of the original 18 Founders to build large and
dynamic
organizations.

These Saturday morning training sessions should not be missed. They will
be
interactive
until they outgrow that format. Spread the word to everyone in your
group.
It will make a huge difference to their business and yours.


The LOA Line Starts with Cherie

Unless you send a copy of your LOA to the person who referred you, Cherie
Cholak will be
the first person at WealthCom to give it a look.

Cherie has been working with us for only a short time, but is already
doing
an outstanding
job. She checks all the new and amended LOAs for accuracy. The more
accurate
they are,
the sooner you'll get provisioned.

If the LOA is missing information (like SS# or the referring member and
ID#), she has a
form which she fills out and returns, along with the LOA, to the
applicant.
It explains what
is missing and asks the applicant to correct it and mail it back to the
office. The LOA will
not be processed until it has been corrected. Cherie has a couple of
hints
for all of us:

If it is missing a referred by name and/or accounting number, the LOA
will
be processed
and the applicant will receive a telephone call. If, after four weeks, a
referred by has not
been determined, the new applicant will be adopted. . . .permanently.

   1.Neatness counts! If we can't read it, we'll send it back. Be
careful! 
   2.Make sure to put in a contact name if you are submitting an LOA for
a
business. We
     need a contact name for any communications, particularly new product
     announcements. 
   3.Complete ALL sections of the LOA that apply to the service(s)
requested. 

Cherie estimates that 25% of the LOAs are returned for corrections. The
more
accurate,
the faster the provisioning and the credits!!


START TODAY, FREE! 

All you need do now, is pull the fax on demand At: 714-635-2000 from any
fax
machine. Listen to the voice prompts and enter document # 3333. 

OR 

All needed forms, LOA etc., may now be downloaded and printed out from
our
WealthCom web
site at: http://www.swinteractive.com/wnet/ 

"Mail" your LOA to WealthCom! Fax a copy of your WealthCom Letter of
Agency
{LOA} to me
at 330-854-4666 (make sure you include my full name and telephone
#330-854-1011
on coversheet. You must also "Email me" a request for your Netbiz package
and your Freedom unlock code. 
I will send all to you immediately upon my receipt of your "fax and
email". 

You MUST NOT FAX your LOA to WealthCom. Nothing will happen. 

"Mail" your LOA to WealthCom, "Fax me a copy" of your completed LOA at
330-854-4666 (make sure you include my full name and telephone
#330-854-1011
on coversheet.. 

A "Very Bright Future" Starts For You "TODAY"! 

Complete the simple LOA,{it just requires name, address, phone and ss#}
add
my name and ID # number at the bottom.{Stephen Horne 3308541011}. 

YOUR TELEPHONE NUMBER SERVES AS YOUR WEALTHCOM ID # UNTIL ONE IS
ASSIGNED BY WEALTHCOM. 
This way your business starts NOW! No Waiting for an ID #. 

Drop it in the mail. 

YOU ARE "NOW" IN BUSINESS! That quick, that simple, that easy! Next email
me
asking for
"NETBIZ". I will send it along with detailed instructions immediately. I
look forward to your success,


Stephen Horne    ID# 3308541011 
E-Mail: shornesr@juno.com 
Phone: 330-854-1011 
Fax: 330-854-4666 





Stephen Horne
563 Wooster Street
Canal Fulton, OH  44614  
E-Mail: shornesr@juno.com    
        Phone: 330-854-1011 
        Fax:   330-854-4666 

"EVERYONE WANTS AND NEEDS LOWER LONG DISTANCE RATES" 
You can give it to them, and earn a large continous income!!  
9.9 cents per min interstate long distance Peak Time,"ANYTIME" 
13.9 cpm 800# "ANYTIME" 17.9 cpm calling card,NO ACCESS FEE,
VERY Low intrastate rates. ONLY 3.50 per mo. service fee. NO CATCHES!!

"Free Home Business Opportunity", Check it out at:
http://www.angelfire.com/biz/HomTelCo