🚀 go-pugleaf

 >>My wife and I pay around $800 for comprehensive insurance on a car that
 >>gets about 30mpg, driven 15,000 miles a year.  In other words, $1.60 per
 >>gallon for insurance.

 > First of all, assuming that the government's numbers are accurate
 > (which I am highly skeptic of, how often do government projects
 > come in under budget?), you're not comparing apples to apples.

 > The 40 cents/gallon is for LIABILITY. Not COMPREHENSIVE. If you
 > want comprehensive, you have pay for that yourself, separately.

Currently I pay $420/year for liability and uninsured motorist insurance. My
Honda gets about 30 MPG & 5K/yr. My Subaru gets about 20 MPG & about 10K/yr.
My annual gas consumption is roughly 666 gallons. At $.40/gal that has me
paying a mere $266.40/yr, a savings of $153.60.

Thus, assuming that PATP insurance worked as well as my current insurance
company, I would find PATP preferable. I do not, however, trust the
government to make something like this work right . . .

Peace,

John

 * Origin: The Recovery Connection 1-310-322-2745 (1:102/541)