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Dear Sirs,

Contact Jonathan Weiner at 201 342 8500
E-mail: Jhardmoney@aol.com

I am a partner with a direct commercial mortgage lender, with international
funding capabilities.  The name of the company is Kennedy Funding. We
specialize in short-term real-estate-secured loans for many situations,
including bridge funding, land acquisition, development and construction, bank
workouts, foreclosures, and bankruptcies, including in DIP financing.
Our niche in the lending marketplace is extremely fast closings, we've closed
in as little as 7 days, and to derive creative funding solutions for borrowers
who are having trouble obtaining conventional financing. We have been making
these types of loans for over 15 years.

Some of KFI'S Recent Loan Closings
Consolidated Resorts		
Various Properties in NV & CA	
Las Vegas, NV		$  6.8

Feinstein Family Trust		
230 Acres of Land		
Ft. Myers,  FL		$16.4

Eagle Land Management		
Landfill Purchase			
Mt.Joy,	    PA		$  8.0

Kiwi International Airlines	
Working Capital			
Newark,     NJ		$  2.2

Jackson Hotel Company		
Hotel Purchase			
Jackson,     MI		$  1.0

General Media			
Undeveloped Land		
Atlantic City, NJ		$14.5

Southern Lifestyles		
Resort Development		
Hohenwald, TN		$  1.0

Tooele Associates		
Residential Development		
Tooele, UT		$  5.5

Side II Associates		
Chapter 11 Financing		
Pocono, PA		$  1.4

Endeavor			
Business Park Development	
Tooele,  UT		$10.7

Partridge Run			
Residential Development		
Albany,  NY		$  1.0

Swiss Maid			
Chapter 11 Financing		
Greentown, PA		$  1.7

MPTV				
Time-share Development		
Las Vegas,  NV		$  7.6

Windsor Woodmont		
Hotel-Casino Development	
Black Hawk, CO		$  5.4




KFI'S LENDING CRITERIA

Loans from $500,000 to $300 Million:  Domestic and International!

Loan Term:			One to five years.  No prepayment penalty.

Borrower/Collateral:	Loans are made for business purposes only.  In most
cases, 
personal  guarantees are required.  Collateral must be real estate or other
fixed assets.

Loan-to-value Ratio:	Loan amounts can be up to 50-60% of the quick sale
value of most real estate collateral, and up to 60-75% for income producing
properties.
		
	If the loan is used for construction or renovation, the loan can be funded in
stages as needed up to 50-60% of the improved value.

Interest Rate:	Depending upon collateral, rates vary from 12-15% for the first
year and 18-21% for additional years.  In lieu of equity, an additional 5-10%
premium may be paid.

Minimum Loan Size:	$500,000 in the NJ Tri-State area, $1 million
nationwide, and $3 million internationally.

Immediate Response! Flexible Loan Structures! Minimal Documentation!
7-10 Day Closings! Brokers Protected!

For more information on Kennedy Funding please contact:

Jonathan Weiner
Ph:   	(201) 342-8500
Fax: 	(201) 342-8373
E-Mail:	Jhardmoney@aol.com


Or fax me your executive summary today!