🚀 go-pugleaf

"Geoff Gass" <glg@tanzenmb.com> wrote in message 
news:slrnj3onil.loh.glg@ftupet.ftupet.com...
> smr <me@shawnritchie.com> wrote:
>> Geoff Gass wrote:
>>> Matt Ferrari<invalid@noSpamORharvest.com>  wrote:
>>>> Bank just called me wanting to verify debit charges. Apparently some
>>>> slimeball criminal organization charged $39.95 to my card.
>>>> The bank flagged it and didn't approve it. Now I have to get a new 
>>>> card. The
>>>> only recent thing I entered my info on was utility bill payment for the
>>>> village. Hmmm little bit of paranoia here now.
>>>
>>> why are you using a debit card?  the only place you should use a debit 
>>> card
>>> is one where credit cards aren't accepted.
>>
>> Ding ding ding.
>>
>> Debit cards are tied to _your_ money, so the bank gives a fuck about
>> getting it back. Credit cards are tied to _their_ money, so, in my and
>> many other people's experience, they've been very good about getting
>> that back from the originator or, at least, not holding the person who
>> got fucked for the charges.
>
> exactly.  they have somewhat similar dispute processes, but with a CC, 
> it's
> at best your credit limit that's being held up.  With a debit, it's your
> account balance that's being held up.

Cant get a credit card, not even from a bank that I had 30 grand deposited 
in.  This is mainly due to unpaid medical bills. It would be nice to
have a line of credit for emergencies but being the way it is right now I 
can't get any type of loan or credit card so I use visa debit. Hey? at least 
i'm not paying interest right?