🚀 go-pugleaf

unidextr@mindspring.com wrote:
: On Fri, 19 Nov 1999 13:19:42 -0800, Rainman-G <ranemanREMOVE@earthlink.net>
: wrote:

:  >sharx@ecn.ab.ca wrote:
:  >> 
:  >> Organization: Edmonton Community Network
:  >> Distribution:
: >> 
: >> Doug Andersen (dougsen@worldnet.att.net) wrote:
: >> 
: >> : Binyamin Dissen <postingid@dissensoftware.com> wrote in message
: >> : news:hnm73skq14fo1qmas90nk34vjqqht3rnml@4ax.com...
: >> : > On Wed, 17 Nov 1999 17:03:10 GMT Bob Ward <rcward@gte.net> wrote:
: >> : >
: >> : > :>On 17 Nov 1999 10:10:39 -0500, David Meyers <dmeyers@panix.com> wrote:
: >> : >
: >> : > :>>Bob Ward <rcward@gte.net> writes:
: >> : >
: >> : > :>>> My BANK (Bank of America) does not hold me liable for ANY amount if
: >> : my
: >> : > :>>> debit card is reported stolen.
: >> : >
: >> : > :>>But until the investigation is comlpeted, you are out the
: >> : > :>>cash for any fraudulent charges.  That can cause bounced
: >> : > :>>checks and loss of interest at a minimum.
: >> : >
: >> : > :>>Much better to use a credit card, if you pay it off in full
: >> : > :>>every month.
: >> : >
: >> : >
: >> : > :>Since you have no idea of my personal financial situation, how can you
: >> : > :>so definitively say what is better for me to do?  You are, hopefully,
: >> : > :>able to determine what is best for you, in your circumstances, but
: >> : > :>that does not necessarily mean tht your solution is best for me, in my
: >> : > :>situation.
: >> : >
: >> : > I am curious.
: >> : >
: >> : > In what situation would a debit card be better than a credit card.
: >> : >
: >> : > As I understand it the purchase will cost the same. And both are accepted.
: >> : >
: >> : > With a debit card the person loses use of the money immediately, while
: >> : with a
: >> : > credit card the person loses use of the money about one moth later.
: >> : >
: >> : > What advantages do the debit card hold so that anyone, in any financial
: >> : > situation, would benefit more from using it rather than a credit card?
: >> 
: >> : The primary advantage I can think of (aside from the fact that
: >> : some people prefer to have the discipline of having the money
: >> : taken out of their checking account immediately) is the ability
: >> : to get cash back.  You can do that with a credit card, but you're
: >> : going to be charged high cash advance rates.  I use ATMs a lot
: >> : less than I used to simply because I get cash when making debit
: >> : purchases.
: >> 
: >> Anyone who has to get cash advances via a credit card has SERIOUS money
: >> management problems. I know. I was there..a long time ago.
: >> 
: >> --
: >> 
: >
: >
: >Amen
: >
: >Gordon

: Bull Shit!

Bull shit to you asshole. WHY would any sane person get a cash advance on
A CREDIT card, thereby IMMEDIATELY having excessive interest charges
accrue WHEN they could get the same cash advance via a DEBIT card and only
lose the miniscule interest, if any, that their bank account paid?













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