Re: Credit Cards vs. Debit Cards (Re: The HELL With IHOP!)

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Article #304

#304

From: Tim Shoppa
Date: Sat, 20 Nov 1999 00:00

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larrymoencurly wrote:
> 
> In article <38363f70.0@ecn.ab.ca>, sharx@ecn.ab.ca () wrote:
> 
> > In order to use MY debit card, one has to punch in the correct 4
> > digit PIN into the little machine.
> 
> Always?  I've used my Wells Fargo Visa or Mastercard debit card only
> three times (to get free stuff offered by the bank), and I never had to
> punch in a PIN.  Worse, the bank doesn't even offer debit cards that
> require a PIN.

Note that "sharx@ecn.ab.ca" is writing from Canada, where the
terminology "debit card" is used a little differently.  Canadian stores
have debit card terminals set up through a nationwide network (Interac)
that effectively allow point-of-sale use of ATM cards.  (Well,
terminology again, they're actually "bank" or "ABM" cards in Canada, not
ATM cards, but we Americans think of shooting down missiles with
ABM's...).  Interac sales require the PIN.

Visa/Mastercard debit cards work in Canada the same way they do
in the US, without a PIN.  But these don't go through the Interac
network.

*Most* Canadians, I'm willing to bet, think of Interac when they
think of "debit card sale", not of Visa/Mastercard.

Tim.

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<lnKX3.153$J3.590@wormhole.dimensional.com> <z7QxOK1Z+axcAi <38352f75.0@ecn.ab.ca> <3835BEEE.C77@earthlink.net> <s3bh9jm63ef62@corp.supernews.com> <38363f70.0@ecn.ab.ca> <0a0133f8.67d6e0cd@usw-ex0102-011.remarq.com>

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From: Tim Shoppa <shoppa@trailing-edge.com>
Subject: Re: Credit Cards vs. Debit Cards (Re: The HELL With IHOP!)
Date: 1999/11/20
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