🚀 go-pugleaf

Thus said hennessy@cloud9.net (Mathew A. Hennessy):
>In article <MPG.129f82838eed802d989760@naxs.ispnews.com>,
>Robin  <robin_@softhome.net> wrote:
>>Yep, I need checks to pay rent.  I keep meaning to ask if they take CCs 
>>or can do direct withdrawal, but since my apartment complex is so small, 
>>I doubt it.  I am down to three a month though: rent, cable (I suppose I 
>>could use a CC if I paid in person, but it's easier to drop a check in 
>>the drop box.  Plus, I have to use up my checks somehow!) and a storage 
>>locker we rent.  
>
>	Citibank will print and send a check for me via automatic payment
>if the payee isn't electonic.  Not too shabby..  Though you do have to
>schedule the payment a few days earlier in advance, I like having the
>payments all dump into my web browser or Quicken...

I've had hitches with this mechanism.  If the payment is going to a
company, then the check will arrive without the "return this portion
with your payment" stub and therefore is likely to have its processing
delayed or even lost (both have happened to me.)  When it does, you don't
even know who to blame.

You also don't have a check that actually hits your account, which means
you don't have confirmation that the payee received it and don't have 
the cancelled check to use a proof of payment later.

It also means Citibank, rather than you, is earning interest on the
float.  Probably not a big deal, though some landlords can be slow about
depositing rent checks and the float there can be nice.

>	I used it to pay my landlord (a human, not a corp) for over 2
>years with not a hitch.  Ditto my phone, electric, car lease, insurance,
>cable, and cooking gas bills.

I've used it quite a bit too.  I'm enough of a troglodyte that I insist
on paper records, though, which means I fill up the checkbook register
long before running out of checks.  Oh well.