🚀 go-pugleaf

"Dan D." wrote:

> In co.general Melissa <MelissaK@ydimensional.com> wrote:
> ->We'd actually rather avoid credit cards, as they're traps. We get bombarded
> ->by "buy now, pay later" ads, that make "later" sound like never. We're
> ->constantly encouraged to spend beyond our means until some of us get in
> ->trouble with it, then of course the card companies still want to be paid or
> ->else. No thanks. We have 3 cards and the goal is to keep them paid off each
> ->month. To do that, it would be necessary not to use them for the everyday
> ->spending of life. Too much of a trap.
>
> Get a debit card.  Some of the hype in the commercials is actually true.
> Works like a check, accepted by places that don't take checks, and
> doesn't require ID.  You don't get the float you get with a credit card,
> but you don't have to worry about digging yourself into the massive
> debt hole.

True, but watch what your downside is if it's stolen. At that point the thief has
access to your account - and when gone the funds may not be returned.

At least credit cards have a tad more protection - and you, or anyone, can still
treat them with restraint, and get the additional bennie of being able to dispute
a charge if merchandise or services are unsatisfactory.

Not so with a debit, once used, money is deducted.

> Or you could preserve your anonymity (since you want to use a check
> I'm assuming that's not your goal) and pay cash.

Like those cool new monopoly 20$ bills - I keep asking whether I need to pass
Marvin Gardens first or just go to Boardwalk.

>
> -DanD
>
> --
> #  Dan D (kd4igw)  dand@rmi.net    dand@frottage.com  http://rmi.net/~dand
> #  Eagles may soar, but weasels don't get sucked into jet engines