🚀 go-pugleaf

"Bill Seurer" <Bill@seurer.net> wrote in message
news:3CDE7AE9.288DD1EA@seurer.net...
> "P.Flamingo" wrote:
> >
> > maybe this will help you both.  there are a lot more than just a few
words
> > here and if you live in or a planning to buy a house, condo, whatever,
with
> > a homeowners association, you better think twice!!!  read these
thousands of
> > words very very carefully.................
> >
> > You are Now Leaving the American Zone.......
> >
> > http://members.cox.net/concernedhomeowners/concernedhomeowners.htm
> > http://members.cox.net/terracewatch/HomeownerActivism.htm
> > http://ahrc.com
>
> I've never felt too much sympathy towards people who sign HOAs and then
> get pissed when they try to weasel out of them and fail.  After looking
> through a couple of those web sites I feel even less sympathy.
>
> Read the contract carefully before you sign.  Don't sign if you don't
> think you can live under the restrictions.  Don't sign if you don't
> understand the contract.  Get legal advice if you have any questions.

where do the homeowners "sign" for this "contract" you refer to.....

show me one set of ccr's that requires homeowners to sign and initial every
page and to sign that they have read and understood what they have just
signed - that includes all applicable civil and corporate codes.

doesn't appear that you comprehend what you read.  there is often no
requirement that homeowners SIGN the hoa "contract" you refer to. sometimes
this so called contract just appears in the mail weeks later.  it can change
before you have even had a chance to move in.  but more than anything, there
is no guarantee in this "contract" that the "elected" board of neighbors
will follow the law.  and if they don't follow the law, they are backed by
multi millions of dollars in D&O liability insurance paid for by the
homeowners.   some contract.

so you advise prospective hoa homebuyers to get legal advice?  why the hell
do homeowners need legal advice before buying into an hoa. are there
problems there?  of course there are.

actually, that is great advice.

WARNING to homebuyers, before you buy into anything that even closely
resembles an association like condos, gated communities, retirement
villages, or anything where the street entrance to the neighborhood changes
suddenly from concrete city streets to cheap asphalt,  etc......demand a
copy of every page of the current ccr's, all recorded amendments,  the
applicable civil and corporate code, the rules by laws and regulations, two
years worth of minutes of meetings, five years worth of financials, take it
all to a lawyer, have them review it  (this will take hours and will cost
you a lot of money) and THEN, ask the lawyer if they think it is a good idea
to buy into a homeowners association.  ask the lawyer if there is any risk
involved.  ask the lawyer what happens if you lose your job, can't work, and
can't afford that $300 per month hoa dues.  ask if the hoa can fine, assess,
lien and foreclose on your home without your day in court....ask ask ask...

one thing for sure - in hard times  you would be better off to pay those
dues before you pay your mortgage because the hoa may be allowed to
non-judicially foreclose on your home long before the bank can.  sometimes
in as little as 90 days.

have fun in hoa life!!