🚀 go-pugleaf

Heather

You are doing the right thing ... first, find out WHO is pulling your report
...

31 inquiries is quite high for a normal consumer ... unless you own a
business or have lots of investments where you have borrowed money ...

Tim

Heather Bean <heatherb@gr.hp.com> wrote in message
news:7qjfui$kcl$1@hpbs1500.boi.hp.com...
> Also somewhat along these lines, I just got one of those letters from
Trans
> Union too, stating that they had *31* requests for information on my
credit
> during the past 12 months.  That number seems ridiculously high to me,
> as I can't even think of five times in the past 12 months when I have
applied
> for or requested anything that would require a credit check.  I requested
> their free report, which hasn't arrived yet, but am really curious as to
> whether others have such a huge number of credit checks on their records,
or
> whether I should be concerned by this.  Do those 'pre-approved' credit
card
> junk mailings actually get your credit report ahead of time, etc?  I had
> previously assumed that your credit report was only checked when you
consented
> by applying for something or requesting something, but perhaps I'm in
> error in that thought.
>
> Heather
>
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