🚀 go-pugleaf

In article <2sutel$2hb@explorer.clark.net> sparco@clark.net (Sparco Communications) writes:
>From: sparco@clark.net (Sparco Communications)
>Subject: Processing credit card orders on-line
>Date: 6 Jun 1994 06:23:17 -0400
>Summary: credit card
>Keywords: credit card


>I am in the process of setting up a WWW server. I have been
>planning on making commercial software available for 
>download after secured mosaic is made available and I can
>safely take credit card orders on-line. 

>I have been wondering how will I be able to charge the 
>card right away and give access for software download ?
>I am sure I can access my merchant account provider's
>computer via a modem, but I am not familiar with all the
>protocols etc. And when I asked them if we could develop
>an application that they too could use, they simply refused.

>Does anybody out there have a solution to this problem ?

We have the same problem over here in Belgium, as for our country the federal 
law does not give you authorisation do accept credit cards for payement 
on-line.

I would suggest any financial group to plunge into this open market, by 
offering a service on line wich would control the credit cards and register 
payements in our name.

Any how any kind of suggestions are welcome.

Dick
 
with regards from Belgium 


XXXX XXXXXX   XXXXX          Dick Van Gelder
 XX  XX   XX XXX             Intern. Disc. Connection   
 XX  XX    X XX               
 XX  XX    X X		     Dj-agency 								
 XX  XX    X X		     Cd and Records	
 XX  XX   XX XX
XXXX XXXXXX   XXXXX          E-Mail : dick@Innet.Be		

Sparco Communications (sparco@clark.net) wrote:

: I have been wondering how will I be able to charge the
: card right away and give access for software download ?
: I am sure I can access my merchant account provider's
: computer via a modem, but I am not familiar with all the
: protocols etc. And when I asked them if we could develop
: an application that they too could use, they simply refused.

I'm in the process of starting up a company where automated credit card
charging would be ideal.  I ran into the same problem, banks are not willing to
let you automate credit card charging without alot of security measures taken
first.  I'm in the process of currently adding security measures to make it
possible for me to implement such abilities for my company.

Has anyone out there already implemented such practices?
-- 
<A HREF="http://www.ilstu.edu/~jmbug">James "MIke" Buggar</A>

 I'm in the process of starting up a company where automated credit card
: charging would be ideal.  I ran into the same problem, banks are not willing to
: let you automate credit card charging without alot of security measures taken
: first.  I'm in the process of currently adding security measures to make it
: possible for me to implement such abilities for my company.

: Has anyone out there already implemented such practices?

I too am interested in such ventures and have seen a business doing something
like what your talking about. I don't know if they are using online credit
approval though. Check out www.stuff.com they sell T-shirts. 

Could someone list the security measures you need to take?

- James Klicman
- james@ccnet.com

In article <2tefqv$jch@ccnet.ccnet.com> james@myhost.subdomain.domain (James Klicman) writes:
>Xref: netcom.com comp.infosystems.www:19478 cern.www.talk:3119
>Path: netcom.com!csus.edu!csulb.edu!library.ucla.edu!ihnp4.ucsd.edu!news.cerf.net!ccnet.com!myhost.subdomain.domain!james
>From: james@myhost.subdomain.domain (James Klicman)
>Newsgroups: comp.infosystems.www,cern.www.talk
>Subject: Re: Processing credit card orders on-line
>Date: 12 Jun 1994 08:09:03 GMT
>Organization: CCnet Communications (510-988-7140 guest)
>Lines: 17
>Message-ID: <2tefqv$jch@ccnet.ccnet.com>
>References: <2sutel$2hb@explorer.clark.net> <1994Jun6.194333.23069@rs6000.cmp.ilstu.edu>
>NNTP-Posting-Host: 192.215.96.102
>X-Newsreader: TIN [version 1.2 PL2]


> I'm in the process of starting up a company where automated credit card
>: charging would be ideal.  I ran into the same problem, banks are not willing to
>: let you automate credit card charging without alot of security measures taken
>: first.  I'm in the process of currently adding security measures to make it
>: possible for me to implement such abilities for my company.

>: Has anyone out there already implemented such practices?

>I too am interested in such ventures and have seen a business doing something
>like what your talking about. I don't know if they are using online credit
>approval though. Check out www.stuff.com they sell T-shirts. 

>Could someone list the security measures you need to take?

>- James Klicman
>- james@ccnet.com

In article <Sptrph.11.000EAAD3@ptrph.slip.netcom.com>, Sptrph@ptrph.slip.netcom.com (Prentice Hall PTR) writes:
>> I'm in the process of starting up a company where automated credit card
>>: charging would be ideal.  I ran into the same problem, banks are not willing to
>>: let you automate credit card charging without alot of security measures taken
>>: first.  I'm in the process of currently adding security measures to make it
>>: possible for me to implement such abilities for my company.
> 
>>: Has anyone out there already implemented such practices?
> 
>>I too am interested in such ventures and have seen a business doing something
>>like what your talking about. I don't know if they are using online credit
>>approval though. Check out www.stuff.com they sell T-shirts. 
> 
>>Could someone list the security measures you need to take?

Your merchant agreement with your bank should say what your responsibilities
are for handling credit card purchases.  But the standard merchant agreement
contains references to documents that are extremely difficult to obtain.  The
credit card associations consider their security measures to be confidential
and proprietary information.

Catch-22.

If the bank makes a lot of money of your operation, it doesn't matter what
security measures you implement.  The bank will take their money.  On the
other hand, if the bank loses money because of your operation, it doesn't
matter what security measures you implement.  The bank will revoke the
merchant agreement as fast as they can.

Banks don't want to give advice about what security measures a merchant
should use, because the bank doesn't want to be liable if it turns out
to be bad advice.
-- 
Sean Donelan, Data Research Associates, Inc, St. Louis, MO
Domain: sean@dra.com, Voice: (Work) +1 314-432-1100