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Article #1683

Re: OCR font, check printing

#1683
From: Ken Yap
Date: Wed, 21 Mar 1990 16:06
22 lines
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|You can print your own checks as long as they conform to certain
|specifications.  According to my understanding, a document that
|conforms to a specific legal definition qualifies as a check.  This
|document MUST include 5 pieces of information: the name of the bank
|upon which it is drawn, the name of the payee, the date, the signature
|of the account holder, and the amount of the check.  Notice that the
|account number is not among the requirements.  Theoretically, you can
|write a check on a napkin, and the bank is legally obligated to honor
|it.
|
|I do not know if this applies in all states, or even if it is an
|antiquated standard that has been superceded in recent years.  But I
|do know that, on a practical level, banks will give you a hard time if
|you try to present a check that is not pre-printed.  (Once I had to
|deposit a check that was a photocopy, and the bank whined about it,
|but they ultimately honored it -- and it was good.)

My bank charges a fee for checks written on "non-standard forms".
Presumably this is to discourage checks that cannot be processed by
automation.  Your bank may have a similar requirement in the fine
print.  I assume they make a special case for those gigantic checks
used for charity publicity.
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Message-ID: <1990Mar21.160626.14117@cs.rochester.edu>
Path: arc1-ca.pugleaf.net!utzoo!attcan!uunet!tut.cis.ohio-state.edu!pt.cs.cmu.edu!rochester!ken
References: <1990Mar19.000741.13602@cs.utk.edu> <Mar.21.10.04.22.1990.970@airplane.rutgers.edu>

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Path: arc1-ca.pugleaf.net!utzoo!attcan!uunet!tut.cis.ohio-state.edu!pt.cs.cmu.edu!rochester!ken
From: ken@cs.rochester.edu (Ken Yap)
Newsgroups: comp.lang.postscript,misc.legal
Subject: Re: OCR font, check printing
Message-ID: <1990Mar21.160626.14117@cs.rochester.edu>
Date: 21 Mar 90 16:06:26 GMT
References: <1990Mar19.000741.13602@cs.utk.edu> <Mar.21.10.04.22.1990.970@airplane.rutgers.edu>
Reply-To: ken@cs.rochester.edu
Organization: University of Rochester Computer Science Department
Lines: 22
Address: Rochester, NY 14627, (716) 275-1448