🚀 go-pugleaf

RetroBBS NetNews Server

Inspired by RockSolid Light RIP Retro Guy

Article View: comp.sources.testers
Article #24

CFR: "am" - Loan amortization schedule generator

#24
From: Andrew Patrick as CSR Moderator
Date: Wed, 14 Oct 1992 19:44
89 lines
3751 bytes
This is a Call for Reviewers for a new submission to the newsgroup
"comp.sources.reviewed".  Instructions for responding to this CFR are
included at the end of this message.

	Submission Name: am
	Environment: Unix
	Number of shar parts: 1

                              -----------
                              Description
                              -----------

The program AM is a 'realistic' amortization schedule generator.  It handles
all the typical cases for a loan payment calculation program of this type:

	Takes loan amount and interest rate.

	Will compute payment amount (given length of loan) or use supplied
	value.

	Will print all or part of the resulting schedule (do you really need
	all 30 years printed?).

	Prints yearly sub-totals and final totals for everything.

The 'realistic' part is what makes AM unique.  These are the features that
allow this program to do 'real' amortization schedules (ie, one where
everything isn't just perfect):

	It prints all numbers right-justified with commas just as a
	professionally (done in COBOL?) created schedule would.  This makes the
	resulting schedules look very nice, and be easy to read.

	It allows the first month to be defined as short or long (more or less
	days than normal) for the cases where the loan doesn't close on the
	first of the month, but payments will be due on the first.

	It allows extra, short, or missed payments to be defined for any month.
	This is necessary when running schedules on existing loans that have
	not been well behaved (see the file ./example for a complex example).


                      ---------------------------
                      Instructions for Responding
                      ---------------------------

If you are interested in reviewing this submission, simply reply to
this message via e-mail and complete the following information.  Your
message will be read by a script, so there are some instructions to
follow:

- please insert your information right after the colon and space in
  each relevant line (e.g., Name: John Doe).
- if your software is in the habit of marking quoted lines with a
  character in the first column, please delete these before sending the
  message.
- CSR defines a name in "dot" format as "surname.firstname" and uses
  it to keep track of reviewers.  The following rules are applied when
  creating the name:
	- all characters are lower case
	- all special characters (dashes, accents, apostrophes, etc.)
	  are removed

INFORMATION TO PROVIDE:
----------------------

1 - Name: 
	  (in the form "surname.firstname"; see the rules above)

2 - Have you reviewed for CSR before (YES or NO): 

If your answer is NO, you should also complete the following
information:

3 - Full Name: 
	  (in normal format "Firstname Surname", and no initials please) 

4 - E-mail Address: 
	  (in the form "user@host.sub.domain (Firstname Surname)")


The parts of the submission will then be mailed to you.



-- 
        Andrew Patrick acting as Comp.Sources.Reviewed Moderator
              Department of Communications, Ottawa, CANADA
                         csr@calvin.dgbt.doc.CA
Technical Details
Message-ID: <1992Oct14.194444.14869@rick.dgbt.doc.ca>
Path: arc1-ca.pugleaf.net!sparky!uunet!utcsri!torn!cunews!dgbt!rick.dgbt.doc.ca!calvin.dgbt.doc.ca!csr

Show Full Headers
Complete Article Headers
Newsgroups: comp.sources.testers,comp.sources.d,misc.invest
Path: arc1-ca.pugleaf.net!sparky!uunet!utcsri!torn!cunews!dgbt!rick.dgbt.doc.ca!calvin.dgbt.doc.ca!csr
From: csr@calvin.dgbt.doc.ca (Andrew Patrick as CSR Moderator)
Subject: CFR: "am" - Loan amortization schedule generator
Message-ID: <1992Oct14.194444.14869@rick.dgbt.doc.ca>
Followup-To: comp.sources.testers
Sender: news@rick.dgbt.doc.ca
Nntp-Posting-Host: calvin.dgbt.doc.ca
Organization: Communications Research Centre, Ottawa
Date: Wed, 14 Oct 1992 19:44:44 GMT
Lines: 89