🚀 go-pugleaf

In article <3262@unccvax.uncc.edu>, cs00chs@unccvax.uncc.edu (charles spell)
writes:
> 
> I was wondering, how many companies/banks accept EFT these days?
> It seems that the larger coperations (Visa, MasterCard, Utility Companies)
> and just about all banks accept them. What are your experiences with
> checkfree and EFTs?

I've had two problems in the past couple of years using CheckFree.  In
one case, their check didn't make it to a credit card company; in
another, the check was misaddressed.  In both cases, though, CF asked
the merchants to not apply late fees (CF is very good at taking care
of their messes). 

My bank, a credit union, called me in for meeting when I first started
using CF.  They knew about home-based check generation (printing
checks on your own printer), but they had never seen fund transfers
that completely bypassed paper checks.  I had to act like a CF PR rep.
to let them know that CF was a reputable firm.  (The credit union
wasn't hassling me, they just wanted to make sure I knew who was
legally responsible for what.) 

The only other problem I can think of is that of my particular bank's
state- ment.  On the statement, my normal credit union checks are
listed by check number.  CF transfers (their own paper checks or
straight EFT) are listed by month number -- no check numbers or other
references.  I can tell what is a CF transfer, but sometimes figuring
out who the payee was is a trial (but only if I CF-paid several
merchants the same amount in any given month).  To distinguish monthly
credit card CF payments to several merchants, I always make sure the
amounts are different, so I can tell them apart on the statements
(like $40.00 to X, $40.01 to Y, etc.). 


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