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Article #1064

Re: Chargeback (was: Caution with S&S Wholesalers of Miami Beach)

#1064
From: Chuck Gentry
Date: Thu, 19 Mar 1987 01:12
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Having just gone through a similar experience, I recommend that you call 
your bank and explain what has occured.  Tell them that you want to 
'chargeback' the amount in dispute.  (The bank knows what a chargeback is.) 
Then follow up with a letter reiterating your conversation; a phone call 
by itself is insufficent.

When the problem first occured, I didn't know about chargeback and the bank
did nothing.  After I read the article in Consumers Report, I called and
demanded a chargeback.  From then on, the bank took over and their attitude
changed from 'Gee, thats too bad!' to 'The amount has been removed.  Don't
worry about it'.  And yes, the merchant disputed it.  And lost.

If you can, go to the library and get C.R. Feb 1987. Pages 119-122.  The
article is very good about explaining how to use your plastic to protect
yourself.

Chuck Gentry
{lll-lcc,seismo,qantel}!ptsfa!chkg
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Path: arc1-ca.pugleaf.net!utzoo!mnetor!seismo!lll-lcc!ptsfa!chkg
References: <1165@spice.cs.cmu.edu> <1444@hplabsc.UUCP>

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Path: arc1-ca.pugleaf.net!utzoo!mnetor!seismo!lll-lcc!ptsfa!chkg
From: chkg@ptsfa.UUCP (Chuck Gentry)
Newsgroups: comp.sys.misc
Subject: Re: Chargeback (was: Caution with S&S Wholesalers of Miami Beach)
Message-ID: <2206@ptsfa.UUCP>
Date: Wed, 18-Mar-87 20:12:21 EST
Article-I.D.: ptsfa.2206
Posted: Wed Mar 18 20:12:21 1987
Date-Received: Fri, 20-Mar-87 03:21:19 EST
References: <1165@spice.cs.cmu.edu> <1444@hplabsc.UUCP>
Reply-To: chkg@ptsfa.UUCP (Chuck Gentry)
Organization: Pacific * Bell, San Ramon, CA
Lines: 19