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Article #1471

Re: Speeding, Tailgating, and Reckless Driving

#1471
From: Daniel I. Manes
Date: Fri, 03 Jul 1998 00:00
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In article <359d0486.2185061@news.serv.net>, eta@my-dejanews.com (Eric
Anderson) wrote:

> On Fri, 03 Jul 1998 09:02:58 -0400, DPH <76256.3632@compuserve.com> wrote:
> 
> >Allstate is one of the few companies not to engage in what _all_ the
companies know
> >to be bogus reasoning - that tickets equate to bad driving. 
_Accidents_ equate to
> >bad driving, not tickets.  And...
> 
> Accidents don't always equate to bad driving....sometimes accidents are just
> *accidents*.  I have Allstate, and when I slid my car down my (very steep)
> driveway and into a fence (in my own yard) during a freak freezing-rain
episode
> (in Seattle!), they considered it an "at fault" accident and my rates went up.
> This despite the fact that I'd never had a claim before and had only one
> speeding ticket in five years.

Well you raise a good point.  A single accident after many years of being
accident free is certainly not enough to establish someone as accident
prone.  But even 10 speeding tickets says nothing about whether a person
is accident prone.

-Dan
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References: <35973949.46557186@news.okc.oklahoma.net> <danthman-2906981919490001@dt064n47.san.rr.com> <6ndta3$snp$1@yelm.tc.fluke.com> <359a7a47.11020512@news.okc.oklahoma.net> <danthman-0107982042130001@dt064n50.san.rr.com> <359b0c82.48460603@news.okc.oklahoma.net> <danthman-0207981957380001@dt064n50.san.rr.com> <359c4c18.39673598@news.okc.oklahoma.net> <359C8FA9.22AF5CF9@compuserve.com> <359ca0eb.61392126@news.okc.oklahoma.net> <359CD681.9E5E062B@compuserve.com> <359d0486.2185061@news.serv.net>

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From: danthman@umich.edu (Daniel I. Manes)
Subject: Re: Speeding, Tailgating, and Reckless Driving
Date: 1998/07/03
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References: <35973949.46557186@news.okc.oklahoma.net> <danthman-2906981919490001@dt064n47.san.rr.com> <6ndta3$snp$1@yelm.tc.fluke.com> <359a7a47.11020512@news.okc.oklahoma.net> <danthman-0107982042130001@dt064n50.san.rr.com> <359b0c82.48460603@news.okc.oklahoma.net> <danthman-0207981957380001@dt064n50.san.rr.com> <359c4c18.39673598@news.okc.oklahoma.net> <359C8FA9.22AF5CF9@compuserve.com> <359ca0eb.61392126@news.okc.oklahoma.net> <359CD681.9E5E062B@compuserve.com> <359d0486.2185061@news.serv.net>
NNTP-Posting-Date: Fri, 03 Jul 1998 16:30:31 PDT
Organization: TWC Road Runner, San Diego, CA
Newsgroups: dc.driving,rec.autos.driving,misc.legal,alt.law-enforcement,seattle.general,ca.driving