🚀 go-pugleaf

In article <2t0088$nti@cville-srv.wam.umd.edu>,
Alex Chernyakov <achern@wam.umd.edu> wrote:

>I am a Maryland resident, have a Maryland driver's licence, and my
>car is registered in Maryland. If I'm driving in, say, VA and I 
>get a speeding ticket, will the MD MVA find out about the violation? 

Yes, as MD is a member of the Driver Licence Compact.  Member states are:

AL, AK, AZ, AR, CA, CO, DE, DC FL, HA, ID, IL, IN, IA, KS, LA, ME, MD, 
MS, MO, MT, NE, NV, NH, NJ, NM, NY, ND, OH, OK, OR, RI, SC, SD, TN, UT, 
VT, VA, WA, WV, and WY.

If you have a driver's license issued by any of the above states and get 
a moving violation ticket in any of the above states, the violation will 
eventually find its way back to your driving record.  On the other hand, 
if you get a ticket from a state not listed above, just pay the darn 
thing (unless you will be around to fight it) to avoid having a warrant 
out for your arrest and MD will never know about it.

However, this can take up to a year to happen, and not all states treat 
violations from other states equivalently to their own.  For instance, 
Maryland generally treats any speeding violation issued by another state as 
1-9 mph over regardless of the actual violation and does not assess 
points for it.

But, insurance companies have their own point system.  They do not simply 
look at the point assessment by the MVA; they look at the violations 
themselves as shown by MVA and assess their own points.  Thus, if you got 
a ticket out of state which MVA shows as no points, your insurer will 
still treat that violation as a 1-pointer.

>If not, will my insurance company find out about it? 

No MVA notifies any insurance company about violations posted to your 
record.  Each renewal period the insurance company may send out a 
questionaire asking if there have been any changes they should know about 
(like getting that ticket for driving with the flow of traffic on the 
highway).  Nevertheless, insurance companies routinely scan MVA records 
to determine if your rates "need" to go up.  In a 3-year period, you have 
about a 90% chance of your insurer checking your record.