🚀 go-pugleaf

Since part of the Baltimore insurance rate debate included people who
cheat by listing the vehicle at another address, I can speak from the
experience of friends and state that this is _not_ a good idea.

Remember that an insurance policy is, in effect, a contract between
a automobile owner and a company.  Therefore, any misrepresentations
made by either party can be grounds to nullify the coverage.  Misrepre-
senting the "garaged" address of the car to avoid paying a higher
premium is a form of fraud, and it is more than sufficient grounds
for an insurer to back out of covering you.  It would really be a bummer
to be sued for several million dollars for vehiclular manslaughter and
then have you insurer refuse to honor the claim because of misrepresentation.
This can and has happened, although it rarely is heard about since the
settlement usually includes some kind of gag order to avoid negative
publicity.