🚀 go-pugleaf

In a message on 6/1/92, James Treworgy wrote to All: 

  JT> DC is a lot higher risk that outside. It's only the district itself, I
  JT> don't think insurance companies can prorate by area within a state (I
  JT> live in Arlington and pay about half what friends in DC do).

Sure they can. Believe me, people in Buffalo, NY, where I grew up, pay a *lot*
less than people in NYC. Many insurance companies rate based on zip code.

Interestingly, although my car insurance rates will be dropping in half 
when I move to Alabama (don't ask...) later this month, my apartment 
insurance in doubling. Apparently DC has very good fire codes, and Alabama
has next to none. Surprised me a lot; I would have thought DC property
insurance would be the highest around because of theft risk, but it seems
the fire risk is a bigger factor.