Article View: dc.general
Article #55251Re: GEICO's opposition to 65 mph (was Re: recommendations for auto/home insurance?)
From: Nigel Tzeng
Date: Tue, 24 Mar 1992 22:35
Date: Tue, 24 Mar 1992 22:35
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In article <1992Mar18.131757@thuja.gsfc.nasa.gov> karl@thuja.gsfc.nasa.gov (Karl A. Anderson) writes: >They're welcome to spend _my_ money on that. Keeping the limit at 55 >mph saves gas, keeps pollution (including greenhouse gases) lower, and >saves my money by keeping accident rates lower, thereby keeping >insurance claims and thus premiums lower. Oh, yeah - it save lives, >too. FYI: For my car (Eclipse) the optimum speed for fuel economy is ballpark 65 (based on MPH/RPM and also seeing how many miles I go per tank varying driving method and average speed). Other owners of the same car report pretty much the same so for at least one car the "55 saves gas" is bogus. It may be that for the newer cars they have better efficiency at higher speeds. I've never seen any data to support that 55 is the optimal speed for fuel efficiency although I did see one 1970's era report that indicated for that generation of cars 45 MPH was optimal (I think it was put out by some offical commission to investigate the gas crunch...it has been years since I've looked at this stuff). The people who came up with that magic 55 number have stated that it was pretty much arbitrary and not really driven by much more than opinion that said "55 saves a little gas over 65 and 70 and 45 seemed a little too slow for the interstate". The safety kick came later by the insurance companies as a way to maintain using speeding tickets as a method of raising rates. According to some consumer safety groups (get a Nader flyer or one of the many random consumer protection type of organization handouts) speed is not the problem but speed differential has a high correlation with accidents...even safety ghod Nader has said something to that effect (although he spends more time complaining about the auto industry and shoddy design). According to a lot of various articles by various engineers the rule of thumb for the correct way to determine a safe speed limit is to measure traffic flow and speed and pick the 80th percentile mark as the speed limit. This ought to keep most people going the same speed and violators are then really causing a safety problem. >Banning radar detectors would help to enforce the lower limit, >obviously. Banning radar detectors doesn't do much for enforcement and is illegal to boot as far as I can tell. Now, IMHO Geico is one of the worst of the bunch of crooks we call insurance companies and pay large amounts of money to. Their lobbying is in their own interests not yours and any idiot can maintain low rates and high profit by eliminating anyone who is even marginally risky. GEICO isn't in the market to insure people or protect their lives and property but make money...at whatever cost to our civil liberties. >-- >Karl A. Anderson | Internet: karl@thuja.gsfc.nasa.gov Nigel Tzeng
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X-Google-Language: ENGLISH,ASCII-7-bit X-Google-Thread: 101049,769f95e5eb227b3b X-Google-Attributes: gid101049,public X-Google-ArrivalTime: 1992-03-24 14:35:13 PST Path: arc1-ca.pugleaf.net!sparky!uunet!haven.umd.edu!mimsy!kong!nsisrv!news2!tzeng From: tzeng@sunland.gsfc.nasa.gov (Nigel Tzeng) Newsgroups: dc.general Subject: Re: GEICO's opposition to 65 mph (was Re: recommendations for auto/home insurance?) Message-ID: <TZENG.92Mar24173513@sunland.gsfc.nasa.gov> Date: 24 Mar 92 22:35:13 GMT References: <51290@mimsy.umd.edu> <mhart.700859770@blackjack> <RAY.92Mar17155725@hawaii.cme.nist.gov> <1992Mar18.010825.7308@eng.umd.edu> <1992Mar18.131757@thuja.gsfc.nasa.gov> Sender: usenet@nsisrv.gsfc.nasa.gov (Usenet) Distribution: dc Organization: NASA Goddard Space Flight Center Lines: 59 In-Reply-To: karl@thuja.gsfc.nasa.gov's message of Wed, 18 Mar 1992 18: 17:57 GMT Nntp-Posting-Host: sunland.gsfc.nasa.gov