🚀 go-pugleaf

I have GEICO auto insurance.

On the one hand, my rates have steadily dropped; my last policy was
$350 less than my first (I started with GEICO 25 months ago).

On the other hand, last July 4 I received my first speeding ticket
ever (74 in a 55; 2 points); I go to court on April 2.  Since I have
never received a ticket before and the cop didn't get me on radar (he
says he paced me) I hope to beat it entirely, but I guess, given the
nature of our legal system and the high speed, that I may very well
get the charge reduced to 1 point rather than eliminated. I have heard
that GEICO will drop you like a hot potato if you get any points at
all, and being dropped by an insurer makes it harder for you to get a
new policy.  I don't know if I should shop for a policy now, wait
and see if I lose, or wait and see if GEICO drops me.

My conclusions: (a) I don't need this anxiety, (b) I think we should
be able to drive 65 (at least!) on highways like route 70 & 95, and
(c) I would definitely consider buying a radar detector.  Therefore,
three thumbs down for GEICO, low rates notwithstanding.

-Scott (bodarky@cme.nist.gov)| "Laughter is the closest distance
			     |  between two people."
  The National Institute     |  
 of Standards & Technology   |  	-Victor Borge