🚀 go-pugleaf

"UTZ119" <utz119@usa.com> wrote in message
news:2ca56ad4.0407121651.5c5cc694@posting.google.com...
> I purchased a Condo for my wife in FL a few years ago.
> First agreement (verbal agreement ) was
> (1) She would move in  with me in NC when her contracted job is done
> in FL.
> (2) She would make $800.00 monthly morgage.
>
> However She never paid. I have been paying $800.00 every month. I have
> no choice since the lease is in my name.
>
> It's has been 4 years since she moved to FL and she has no interest in
> moving back to NC. AS soon as her contracted job was done 6 month ago
> she found another job in FL.
>
> I dont want to pay $800 any more for a place I dont even live.
> Because of this I am struggling evey month.
>
> Is there any way I can evict my wife? I asked her to get divorce but
> of course she says no. She dont want to loose free rent.
>
> Any advice will be appriciated.
>
> Thank you
> Roger W.

You say you purchased the condo in Florida, then you say you leased it.
I think you need to figure out what you actually did, before you can go
much further.  The easy solution is to just stop paying the bill.  She
will either pay or end up on the street.  Her other option would be to
come home to you and give up the party life, she has been living.

You can always just let the mortgage go into foreclosure and file
bankruptcy.  Under chapter 11 (I think that's the right one) you can
"affirm" any personal debts you currently have and "keep them" (such as your
car payments, etc) and go bankrupt on the rest (such as the mortgage).  Then
the mortgage holder will force her eviction.  (if that doesn't piss her off
bad enough to grant you a divorce I'd be surprised) - and 2 years after your
bankruptcy has been discharged, you can qualify for regular home financing
again.  If the condo was purchased during her marriage, she could contest
the divorce for half of it, but then the condo would just have to be sold
and the proceedings split between the two of you.  Here in Cocoa Beach, if
you bought the condo a couple years ago, you should already see an equity
increase of 20% (or more) over the original purchase value - which means
that you could unload the condo, split the profits (as part of the divorce)
and walk away with a few grand in your pocket - with a little luck.  She
might not even get half of the profits if her name isn't on the title.

As a matter of fact, if her name isn't on the title or the mortgage, why
don't you just sell the condo - you don't need her permission if you're the
only one on the title and mortgage paperwork.  Let the new owner evict her
if she doesn't pay them.  Meantime, you can pocket the equity and take that
trip to Cancun you've always wanted to go on.

-T


"UTZ119" <utz119@usa.com> wrote in message
news:2ca56ad4.0407121651.5c5cc694@posting.google.com...
> I purchased a Condo for my wife in FL a few years ago.
> First agreement (verbal agreement ) was
> (1) She would move in  with me in NC when her contracted job is done
> in FL.
> (2) She would make $800.00 monthly morgage.
>
> However She never paid. I have been paying $800.00 every month. I have
> no choice since the lease is in my name.
>
> It's has been 4 years since she moved to FL and she has no interest in
> moving back to NC. AS soon as her contracted job was done 6 month ago
> she found another job in FL.
>
> I dont want to pay $800 any more for a place I dont even live.
> Because of this I am struggling evey month.
>
> Is there any way I can evict my wife? I asked her to get divorce but
> of course she says no. She dont want to loose free rent.
>
> Any advice will be appriciated.
>
> Thank you
> Roger W.
>

I would say (as a mortgage broker) you need to look at your deed,
mortgage, note.  Who signed. In the state of florida you cant buy a
primary without  your spouse on it.  I imagine you bought it as a
second home and she may or may not have been on the paperwork. If she
isnt, it would seem to me (and this is in no way legal advice) it is
yours to sell.  If you hold it jointly however, you do own and control
50% of it.  You can sell your half.  And, if you sell it at a discount,
I know people who would be happy to buy your half.  They would consider
moving in with your wife.  Beyond that...speak to my buddy Anthony, his
web sight is  www.evictionsplus.com  he did actually evict my friends
live in gf, mother of his children for him.  (she didnt even have the
kids, he did)



Troubadour wrote:
> You can always just let the mortgage go into foreclosure and file
> bankruptcy.  Under chapter 11 (I think that's the right one) you can
> "affirm" any personal debts you currently have and "keep them" (such
as your
> car payments, etc) and go bankrupt on the rest (such as the
mortgage).  Then
> the mortgage holder will force her eviction.  (if that doesn't piss
her off
> bad enough to grant you a divorce I'd be surprised) - and 2 years
after your
> bankruptcy has been discharged, you can qualify for regular home
financing
> again.  If the condo was purchased during her marriage, she could
contest
> the divorce for half of it, but then the condo would just have to be
sold
> and the proceedings split between the two of you.  Here in Cocoa
Beach, if
> you bought the condo a couple years ago, you should already see an
equity
> increase of 20% (or more) over the original purchase value - which
means
> that you could unload the condo, split the profits (as part of the
divorce)
> and walk away with a few grand in your pocket - with a little luck.
She
> might not even get half of the profits if her name isn't on the
title.
>
> As a matter of fact, if her name isn't on the title or the mortgage,
why
> don't you just sell the condo - you don't need her permission if
you're the
> only one on the title and mortgage paperwork.  Let the new owner
evict her
> if she doesn't pay them.  Meantime, you can pocket the equity and
take that
> trip to Cancun you've always wanted to go on.
>
> -T
>
>
> "UTZ119" <utz119@usa.com> wrote in message
> news:2ca56ad4.0407121651.5c5cc694@posting.google.com...
> > I purchased a Condo for my wife in FL a few years ago.
> > First agreement (verbal agreement ) was
> > (1) She would move in  with me in NC when her contracted job is
done
> > in FL.
> > (2) She would make $800.00 monthly morgage.
> >
> > However She never paid. I have been paying $800.00 every month. I
have
> > no choice since the lease is in my name.
> >
> > It's has been 4 years since she moved to FL and she has no interest
in
> > moving back to NC. AS soon as her contracted job was done 6 month
ago
> > she found another job in FL.
> >
> > I dont want to pay $800 any more for a place I dont even live.
> > Because of this I am struggling evey month.
> >
> > Is there any way I can evict my wife? I asked her to get divorce
but
> > of course she says no. She dont want to loose free rent.
> >
> > Any advice will be appriciated.
> >
> > Thank you
> > Roger W.
> >