🚀 go-pugleaf

In article <3C0D7A70.E2EBAE52@earthlink.net>,
 Etop Udoh <sdruid11@earthlink.net> wrote:

 :An accident report has been already filed and completed.
 :  The other party was at fault.    They ran a red light and hit me as I was
 :making a turn in an
 :intersection.

Notify your insurer. They'll pursue the matter with the other driver's 
insurance company. Pretty quiclky and painlessly, since those companies 
negotiate cases like yours amongst themselves hundreds of times a day. 
Insurance companies aren't always your friend, but in cases where your 
interests happen to coincide with theirs, they're big whomping companies 
that it's good to have on your side. That's what you pay them the 
premiums for. 

In answer to your original question, there are time limits for 
accident-related court cases -- but they're measured in years. I don't 
know of any time limits under the law for insurance claims, but there 
may be limits written into your insurance contract. The simplest course 
would be to call your insurer and ask. When I've had accidents, I called 
the insurance company immediately, not to file a claim, but just to give 
them a heads-up in case someone else -- the other party, or a cop 
investigating the case -- called them. If there's any doubt, it's better 
to be asked "Why are you telling me this?" than "Why didn't you tell me 
this?"

 :  The accident was right around Thanksgiving, and the accident report came
 :the following week.

That should be well inside any time limits that might exist. My advice 
(not legal advice. I'm not a lawyer. Consider disclaimers given.) is to 
read your insurance contract, and if it doesn't immediately answer your 
question (the language can get kind of dense), call your insurer and 
ask.
-- 
      "Make definite assertions. Avoid tame, colorless,
       hesitating, non-committal language."
                           -- William Strunk Jr., "Elements of Style"
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Andy Walton * atticus@mindspring.com * http://atticus.home.mindspring.com/