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Article #257Re: Private Health Ins./Divorce (was Barbara is Gone)
From: Barbara Amero
Date: Mon, 09 Feb 1998 00:00
Date: Mon, 09 Feb 1998 00:00
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BCLP Leader wrote: > > Barbara Amero wrote in message <34D7A305.D5A@dbis.ns.ca>... [...] > >those Insurance Companies who give the so-called > >dependent spouse the boot after divorce! > > Maybe those dependent people could get a job and pay the premiums? Maybe you are confused? Dependent spouse here is referring to the spouse listed on the Insurance Plan as the dependent, along with dependent children if the couple has any. Such does not necessarily mean that the so-called dependent spouse does not have a "job." For e.g., I was listed on my ex-husbands Insurance Plan as the dependent spouse, but for most of the long-term marriage I had a "job", other than the job of homemaker. Except for the latter years of the marriage in which I owned and operated a businnes, the jobs I had in the workforce were part time. It would not have made financial sense for me to purchase individual expensive medical/dental insurance when I had the option of being the dependent spouse on an excellent group insurance plan through my ex-husbands employment. I'm sure you would agree. Many women divorcing have a "job" in the workforce, often a part-time job which does not offer such benefits as medical/ dental plans. For some women, part-time work is all they can find. I knew one divorced woman who was working 5 part-time jobs to make ends meet -- not enough income to pay for private medical/dental insurance. Some married women take less demanding positions with a lower pay or work only part-time to spend more time at home with the children. Didn't you know that? These sacrifices for the family usually reduce a woman's ability to be financially self-sufficient, and the effect can be long lasting. As for "those dependent spouses" without a job getting a job after marital dissolution, are you not aware that we have an unemployment problem? If women have been full-time homemakers, it is difficult for women to return to the workforce. Skills are rusty or undeveloped, senority has been lost and opportunities have disappeared. Upon divorce women need to be compensated for such. And Insurance Companies certainly should not give divorced women (or men) who were the dependent spouse on the Insurance Plan the boot. I find your question offensive, given the numbers of people, divorced or otherwise, who cannot find employment or employment to adequately support them or them and their children. I know a married man with an M.A. who has not been able to find employment to adequately support he and his family without some social assistance. His wife has been at home taking care of the children, including a sick baby. As I understand, she has now found some part-time work. Many single women with children have to stay on welfare because they cannot afford to lose the benefits. I know of a single woman with health concerns on welfare who found a job with pay that she could exist on with the exception of paying for needed prescriptions, etc. She asked the powers that be if welfare would continue to provide the health care benefits if she took the job. The powers that be said no, so she could not take the job. Why would you ask such a question? I don't know if you're a man, but men who've made posts about this issue and others concerning divorce, seemingly want to punish divorced women. A poster called "beergut" erroneously automatically assumed that because I am divorced (long-term marriage) that I am no longer beneficiary of my ex-husbands life insurance. That speaks volumes. Barbara A. Amero
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X-Google-Language: ENGLISH,ASCII-7-bit X-Google-Thread: fc3d0,1a7f27d8f10bf10f X-Google-Attributes: gidfc3d0,public X-Google-Thread: 112f74,1a7f27d8f10bf10f X-Google-Attributes: gid112f74,public X-Google-Thread: fbdd9,619bb73acb37d0e X-Google-Attributes: gidfbdd9,public X-Google-Thread: f7b9c,1a7f27d8f10bf10f X-Google-Attributes: gidf7b9c,public X-Google-Thread: 106cdd,1a7f27d8f10bf10f X-Google-Attributes: gid106cdd,public From: Barbara Amero <amero@dbis.ns.ca> Subject: Re: Private Health Ins./Divorce (was Barbara is Gone) Date: 1998/02/09 Message-ID: <34DF7D2D.5709@dbis.ns.ca> X-Deja-AN: 323542880 Content-Transfer-Encoding: 7bit References: <34C10421.871@NOSPAM.ns.sympatico.ca> <69qolh$r9e$1@News.Dal.Ca> <34c31a00.1539914@news1.ns.sympatico.ca> <34C90063.29A0@dbis.ns.ca> <34cd75b4.55546457@nntp.netcom.ca> <34CDF7E7.4DF9@dbis.ns.ca> <6al55j$28f2@sapphire.mtt.net> <34CE83AB.194A@dbis.ns.ca> <6anepu$4o93@sapphire.mtt.net> <34D7A305.D5A@dbis.ns.ca> <6bjur8$qts$1@blksmth.spydernet.com> Mime-Version: 1.0 Cache-Post-Path: nala.dbis.ns.ca!unknown@ts1-64.hfx.dbis.ns.ca Content-Type: text/plain; charset=us-ascii Organization: DBIS Internet Services Newsgroups: hfx.general,ns.general,ab.general,bc.general,ont.general