🚀 go-pugleaf

Salutations:

http://www.canada.com/halifax/story.asp?id={F68A337A-7411-4D79-ABCF-B55828FAD087}

Ron Russell has put down the glove - and it's up to us now to let him know 
where this should be going.. I am CC this post to his constituency e-mail 
address if you wish to add it to your reply directly and immediately (you 
will need to use a valid e-mail address).. 

Please be careful with the addressing on this email if you decide to reply 
using a real email address - I do not mean to lure anyone into public
debate 
in the usually anonymous medium of the public internet newsgroup..

Me? I'm pushing hard to the hoop for no fault PI/PD and limiting claims 
liability unless there are extraordinary circumstances in play and then 
only as supported by the facts of the claim and after the party at fault 
has been formally convicted as being criminally at fault.. You hurt 
yourself driving off an embankment at 120kph - your problem.. You want 
someone to pick up the repair bill when you do? Carry extended private 
or perhaps even an enhanced extended government insurance plan.. The 
gravy train in the insurance biz.. 

Insurance claims should not be like winning the lottery - nor should they
support idiots and people with evident esteem issues behind the wheel.. 

This is not everyone's position and I figure everyone has as much right 
to an opinion as I hope anyone would feel I do..

I have followed this issue for some months now and think a Government 
run model wherein the province has the right to pull vehicle plates 
(not tags - plates) and licenses when a driver appears to be the cause 
of - or - is involved in an unusual number of accidents (regardless of 
cause) over a couple of years - then forcing them to retest to prove 
that they are capable of operating a conveyance safely and defensively 
- is completely the right way to go.. I have spoken about this with a 
very good friend of mine who helped setup the Access Nova Scotia system 
and he agrees - not that is appropiate for him to comment as he now 
sits on the Human Rights Commission..

It will go a long way to straightening up the idiots out there who drive 
like they - are - insured to the hilt and anyone they happen to croak 
along the way whilst on the cell phone and/or eating breakfast - is just 
some bad luck.. Mr. Russell is a Veteran and Pilot and will understand 
my concern being man who has handled some very high performance machinery.

Interestingly, as it stands, the insurance industry has full authority 
to flag your license in the unfortunate event you are - say 20 days - 
over with your payment or are caught driving with an expired policy.. 

In some cases the motor vehicle dept. can be forced to pull your license 
and tags and refuse to you service until you pay for an additional 
'drivers' policy - in most cases on top of your regular PI/PD.. On 
average - $1,800/$2,400 extra a year for a minimum of three years 
summarily..

Not that they are interested in getting you off the road and providing 
(or accepting that you may have taken) additional driver training if you
have been in an accident.. No - but they will be more than happy to up 
your rates 400% annually for the rest of your driving life.. 

In Quebec (no matter what else is wrong with the province) - you acquire 
extended insurance for additional coverage to satisfy the financing 
companies interest in your machine - which is fair and interestingly has 
gone a long way to people maintaining their cars longer and generally
supported a healthy used car market where average folks can buy good 
cars without lining pockets in Detroit or Tokyo.. You get your plates
when you pay your fees.. Period.. Drive like an idiot (speeding - DWI 
- DWM) - they start to go up..

My take is that the industry players have been doctoring the figures to
support their surprising interest in the issue of government run 
insurance (you know - given it's such a money loser for them).. 

What apparently slim profits there may be in the business of PI/PD - 
I would rather see go to the government coffers over some awful Trading
Manager somewhere overseas to cover their losses on the stock market.. 

Which - I take to be the real reason our 13 year old SAAB sedan has 
suddenly been reclassified as 'sports' car - the 4 doors, trunk, 
roof rack and one speeding ticket in my entire life (none for my wife) 
- being just a clever ruse on my part (and SAAB's) to dodge the fees.. 

I would welcome an opportunity to present to the minister my experiences 
over the years with the local auto insurance industry - get my mind off 
what few IT jobs there are out there that I've been applying for.. 

Below is the ministers contact info - please - make a moment to outline 
your own experiences as well and forward them as I'm willing to bet 
Mr. Russell will read them..

Indeed - save this message for the next time someone starts complaining 
and forward this along to them - they will likely get a fair hearing.. 

Here is the contact info for Ron Russell - get this though and I'll vote 
for whoever you think I should Mr. Russell.. :) .. 

Don't let them try to pull the wool over your eyes with some very 
questionable accounting math not even the Canadian Bar association 
can confirm.. 

Office:
Phone: (902) 424-5300
Fax: (902) 424-0575 
mailto:russelro@gov.ns.ca

Constituency:
Phone: (902) 798-5779
Fax: (902) 798-4093 
mailto:rrussellmla@ns.sympatico.ca

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