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Article #1690

Re: No Fault Insurance Never Goes Away

#1690
From: Reverend Tweek
Date: Wed, 28 Feb 1996 00:00
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Galen Hunter  <gvhunter@ix.netcom.com> wrote:
>
>I'm still trying to get a handle on this "responsibility" or "moral" 
>arguement against the no-fault proposal.

One more time.    If my pitbull bites your leg, I am not responsible
and you should handle your own medical expenses and I can go on my 
way without a thing to worry about, after all, it's the risk you
take by going out in public where there are things beyond your control?

>I've noticed that all the examples I seen arguing that no-fault is
>immoral or "copping out on responsibility" is from the point of view of
>individual vs. individual, one accident at a time, need to identify who
>is responsible - who is the victim. I understand the ethics involved
>here. Nobody wants to pay for someone else's irresponsibility.

So why mandate it then?

>On the other hand, I've noticed advocates of "no-fault" focusing their
>debate on the larger number, cultural level.  They are pointing out
>their may be a larger victim here, and the real responsible party is
>the current tort system. I understand the meaning of the statistics
>given to support the arguement for changing the system.

If the problem is the tort system, then why not change the tort
system?  Why do you have to target an effect rather than the problem?

Why not pass a law mandating insurance verification for registration,
and a separate law reparing the entire tort system rather than a
single portion of it?  

I am seriously considering an attempt to push some sort of
similar craziness, like "Mandatory Pet Insurance" or "Pedestrian
Insurance" if something like the above passes.  

Here's a question...  Should bicyclist be required to obtain
insurance also?  After all, they mix in with the rest of the traffic, 
usually running red lights while the rest of us have to stop, and
they are even at a much greater risk of being injured than a
motorcyclist...  not to mention thos bicycle messengers in the city
which cause wrecks when they cut off cars...  seems that they should
be paying their fair share too?

Where do you draw the line?  When does "Mandating for the better good"
become "controlling the lives of others"?  You know... I have seen some
pretty nasty bus accidents...  passengers get hurt real bad...  maybe
anyone who rides a bus should be required to obtain insurance before 
they are ticketed for a trip?  Airplanes?  Trains?  How about mandated
insurance in case something falls on your package inside the UPS truck?

Oh heck...  why not just change everything over to a socialist type
of government.  You work, you pay, and the government takes care of
you.
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From: tweek@netcom.com (Reverend Tweek)
Subject: Re: No Fault Insurance Never Goes Away
Date: 1996/02/28
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