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Article #1696

Re: No Fault Insurance Never Goes Away

#1696
From: D.C.I.
Date: Sun, 25 Feb 1996 00:00
39 lines
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In <pbngarrett-2202961125570001@l68.ip.quake.net> pbngarrett@aol.com
(Sean Garrett) writes: 
>
>Something like 25% of California motorists are uninsured.  Studies by
>the Rand Corp. estimate that they cause up to 40% of the "at-fault"
>accidents in California.
>
>The cheapest plan under no-fault ($50,000 of coverage), the Rand Corp
>estimates, will cost nearly 70% less than the cheapest plans now. 
Thus, more people will obey the law, and get insured.
>

                        CLIPPED

            The Rand Corporation - its think tank, specifically - 
            prepares many research and inquiry-type studies as 
            they relate to public policy.

            Unfortunately, public policy is so screwed up, that 
            anything appearing to read as corrective in nature
            looks good on paper. 

            By stating that a Rand Corp. study will save-cost-spend
            or whatever is shear folly when followed by a commment
            "thus, more peopele will obey the law, and get insured.
            That has never been the case and never will. Even today's
            actuarial charts of insurance rates takes into account a
            projected number of uninsured motorists.

            In the larger picture of public policy, a growing number 
            of people work around, manipulate, and often ignore 
            specific laws. It's has become the American Way. And in a
            philosophical thread, civil laws, when enforced, create  
            more fianncial hardships than the enforcement of criminal
            law. The results that arise from a letigious oriented
            community are rather easily identified: People do not
            respect law but use it to make money.

            DCI
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From: dci1@ix.netcom.com(D.C.I. )
Subject: Re: No Fault Insurance Never Goes Away
Date: 1996/02/25
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references: <msadamsDMupqu.374@netcom.com> <4g7t2m$1bc@cloner4.netcom.com> <4g8mpq$c18@ixnews5.ix.netcom.com> <pbngarrett-2202961125570001@l68.ip.quake.net>
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