🚀 go-pugleaf

Okay, could someone clear up a question regarding no fault for me.  The 
general argument against (and only argument that I can see) is that 
premiums will be going up for good drivers.  Now my question is, why?  
With the current situation, part of the premiums are paid because the 
insurance companies are unable to collect from those without insurance so 
the insurance co. must provide an adequate buffer so as to not lose 
money.  But with no-fault insurance, shouldn't the premiums go down 
because of all of the new drivers in the system and the lower cost of 
litigation?  5 out of 10 people pay $200 or 10 out of 10 people pay $100, 
either way, isn't it the same?  Aren't the insurance companies getting a 
large influx of income?  Don't the insurance companies have a lower 
overhead because of less litigation and investigation and whatever?  
Whats the difference between this and social security/disability that the 
government takes out?  You get hurt, you get paid, some fraud, but the 
system pretty much works, right?  

Am I missing something???

Trying to understand...
-- 
						merle@netcom.com