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How to Protect Your Assets Perfectly Legally from the Catastrophic Costs of 
Nursing-Home Care!

The Revenue Reconciliation Act of 1993 passed by Congress had a provision
buried in it that's bound to bring rude surprise to many elderly Americans.
The bottom line is, Medicaid elilgibility rules have been tightened so many
will find it all but impossible to receive nursing-home care without spending down
all of their assets.  Planning for nursing-home care can no longer be lelf to chance.
You risk losing your nest egg in your golden years.

How about Medicare or private insurance?  Here's the hard reality:  Less than
on-tenth of 1 percent of people eligible for Medicare would receive any benefit
at all if they were to enter a nursing home.  And if you think that your private
insurance covers nursing-home care, read your policy again.  Chances are, like
thousands of other Americans, you may have been duped into buying a worthless
policy.

Medicaid will cover long-term care in a nursing home but to qualify you must be
poor or become poor.  Some catch!  Anything you have (your income and life
savings) must go to the nursing home.  Only when you've depleted your assets will 
Medicaid step in.

your spouse has to enter a nursing home?  Answer: YES.

     *11 ways to protect your assets-all legal and easy to implement
     
    *How to protect your home after you've entered the nursing home

    *How to convert "unprotected" assets into "protected" assets


So what's the solution?  Is there any legal way to protect your assets if you or     Double whammy for the unmarrieds:  If you've no dependent living at home
you've likely to lose your home.

     *Caution for married couples:  Unless you take appropriate steps, assets that
       protected today may not be protected tomorrow.

     *Timing is crucial in your planning to protect your assets.  Bad timing can result
       in your loss of eligibility for Medicaid and loss of valuable assets.

     *Believe it or not, divorce can actually help in protecting your assets.

     *Joint ownership of assets can be the worst mistake you can make.  It can result
       in a loss of everything to a nursing home.

     *The law says you can't transfer assets to your children or others in anticipation 
       of going into a nursing home.  But we'll show you nearly a dozen, perfectly-legal 
       ways to protect your assets.

     *21 questions to ask before buying a nursing-home policy.


Our newest publication may not only answer many of these question but also help
you plan your finances so that you may not lose your assets to a nursing home.
It is available to our customes for a nominal price of $29.95 (regular price $39.95.)
Add $3.00 for postage.  Believe me, politicians and bureaucrats in Washington
have created a maze of laws for th unwary elderly.  Many of us will end up spending
our nest egg in a nursing home.  But some others will avoid the Medicaid trap.
They'll get the government to pick up the tab while keeping their assets for their
children.



Send all orders to:     Quenon Smith

INFORMATION SERVICES
51 ELLIOT ST. SW
ATLANTA, GA. 30313

Office 404-691-4412
Fax 770-368-2834


________________________________________________________________________

SPECIAL ORDER FORM:

PROTECT YOUR ASSESTS FROM THE CATASTROPHIC COST OF NURSING
HOME CARE.


____Please send me one Protect Your Assets From The Castastrophic Cost of
Nursing-Home Care.  Enclosed is $29.95 plus $3.00 for postage and handling.
Regular price $39.95, savings of 25%.


____Super buy!  Please send me two copies of Protect Your Assets From The 
Catastrophic Cost of Nursing-Home Care.  Enclosed is $49.99 plus $4.00
for postage and handling.  Give one to your parents, a relative or friend.


You risk nothing by ordering your kit today.
Examine it for 30 days in the privacy of your
home.  If not completely satisfied, return it
for a prompt and full refund.



Name___________________________________________________________________


Address_________________________________________________________________


City, State,Zip___________________________________________________________



INFORMATION SERVICES
51 ELLIOT ST. SW
ATLANTA, GA. 30313