🚀 go-pugleaf

: It's really screwed up.  And since there would be a $14,000 
: deductible (10% of insured value of improvements), I'd be looking
: at foreclosure in case of a quake anyway, so what the hell?  Besides,
: I wonder if a similar $800,000 home in Saratoga is charged the
: same amount even if it were built during a time of much more
: lenient earthquake codes.
: The system is busted.  See what happens when Sacramento tries to
: solve a problem?

Amen, my average single family home, worth $250K or something,
will cost $1800 a year to 'cover' with Earthquake insurance.
$45K deductible, won't cover the chimney, contents, pool, etc, etc.
The first thing to go would be the chimney, so that means I have to get
$50K of damage to make a claim, sheesh, I don't think that
is a realistic solution!