🚀 go-pugleaf

Saad Mir wrote:
> 
> We are looking at a D.R. Horton house,
> curious if anyone out there has ever bought one
> from this builder.  We would like to know your opinion
> of their quality and choice of lots/communities.
> Impressions of the sales force would be helpful also
> (we are not using a realtor for this).
> 
> - j. mir
> 
> mirs@ix.netcom.com

I used to sell homes in competition with D. R.  As long as your contract 
specifies EVERYTHING in writing, you're probably ok.  As far as the sales 
force, they're ok too.  Very few new home salespeople lie (or as is 
commonly used in the sales commmunity: puff the sale - that's when they 
tell you things are just a little better than they really are, but it's 
not illegal).  What you have to watch out for is the mortgage company D. 
R. refers you too or one you pick on your own if you go that way.  Loan 
officers (who take your loan application) are notoriously incompetent.  
They also get a percentage of the sale as well as a small salary so they 
are not always going to be able to take your phone call to check on the 
status of your loan.  Some won't even call you back.  And then there is 
their innate way of always finding out that you need some document at the 
very last minute just before going to the title company to close.  
Protect yourself by staying on top of them EVERY day and asking, "Are you 
absolutely positive that you have everything you need to submit our loan 
to the underwriter?"

The underwriter (if the mortgage company has direct authority) can 
approve your loan without submitting it to anyone.  As soon as that it 
done you can close the next day if they have all the paper work ready.

Stay vigilant and you'll be ok,

Bob
-- 
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       The IQ of the world is static,
    only the population keeps increasing.
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