🚀 go-pugleaf

Two points - 

1) Citibank credit card services is a very different operation than
citibank personal banking services - I said nothing about credit cards.

2) I would happily patronize a small, local bank (which I did for years,
as I explained, until they were consumed) - however, there aren't any
more that are convenenient to me and offer the same price and service as
Citibank.  Citibank may be big business, but they happen to offer a good
deal on banking services.  Is it naive to take advantage of a good
service at a reasonable price?

I'm happy you've been able to get the services you need at a reasonable
price without using a big bank.  I couldn't. 

Jamie

sidney orr wrote:
> I had citbank visa cards for years - paid them all off years ago. I had
> nothing but bad service from them for many years. "bad" = arrogant,
> error-prone, inflexible, expensive. They are still expensive. Add up the
> service fees, access fees, transaction fees, check fees, interest,
> your time spent on hold, etc, and you'll be amazed at how much you pay
> them annually for the relationship. Or how did you think they got the
> tens of billions they like to lavish on third-world countries and
> enterprises? Don't be naive. Citibank is the epitome of large
> arrogant enterprises who spend most of their time trying to create
> captive audiences and then extract as much as possible from them...
> Unfortunately, they know no one really believes their true nature,
> so they thrive on succeeding generations of "consumers". If you need
> banking services or credit, by all means go to a local credit union
> (check those out first too - not all credit unions are unlike banks)...
> good luck