🚀 go-pugleaf

In misc.consumers Jamie <jamie@digex.net> wrote:
: Why should Crestar (as opposed to your bank) honor the check, if, as you
: said, it was rejected it due to insufficient funds?

: A bad check is a bad check.  I've never heard of anyone being able to
: cash a bad check simply going to the issuing bank personally.  The
: reason you couldn't cash it at your bank in the first place, is because
: Crestar themselves had rejected it due to insufficient funds.  Why would
: showing up there in person change that situation?

Suppose you break into John Doe's home and steal some of his checks. You
write one out and forge his signature and take it to his bank to be
cashed. How do they know whether or not it's a forged check unless that 
branch has his signature card? John isn't going to be out the money
because he'll bitch and scream and file an affidavit of fraud and get
the money back. The bank or it's insurance company will eat the loss.
This is the banks way of discouraging this kind of fraud. 

-- 
Gordon Charrick    DELgmc@smart.netETE     Atheist #516
                   http://www.smart.net/~gmc

Fight the southern baptist boycott. I urge everyone to put their support
on their signature line and wear something Disney!!! Do you want people
like Westboro Baptist (http://www.godhatesfags.com and sponsored by
CyberPromotions) telling Disney how to treat employees?