🚀 go-pugleaf

In article <1083598157.813242@irys.nyx.net>, Barry Gold <bgold@nyx.net > wrote:

>If a dealer pulls a "hard" inquiry on you without your signature on a
>form permitting him to do that, he's violated the FCRA, and you can
>sue him for damages.  But it would probably be simpler to just send
>the sales manager a copy of your credit report (showing the hard
>inquiry from his dealership) and a letter suggesting you'll forget the
>whole thing if they send you a check for $500 within 15 days.
>
>Now a "soft" inquiry, that's OK, but it doesn't get much info, just
>your name, address, and phone number.  And of course your SSN, but
>they probably already had that if they pulled the inquiry.

What are the keys to look for to distinguish a "hard" inquiry from a
"soft" inquiry?

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