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Article #5753

Re: Effect of multiple credit inquiries on FICO score

#5753
From: Lucky225
Date: Fri, 07 May 2004 04:25
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1) SSN is not required to make a credit inquiry, nor is it required to
create a credit file or establish a credit history.

2) Dealerships do not need an SSN for any reason, it is generally not
required for car registration, just driver licensing, which is done
through the DMV(or equivelent in your state), not the dealership.

> I wouldn't give my SSN to the dealer to make this inquiry possible if I
> had no intention of financing with the dealer.  (Giving the number may
> be unavoidable in some states in which the SSN is on the driver's
> license, but it's still an unauthorized inquiry.)
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From: Lucky225@2600.com (Lucky225)
Newsgroups: misc.consumers,ba.consumers
Subject: Re: Effect of multiple credit inquiries on FICO score
Date: 6 May 2004 21:25:42 -0700
Organization: http://groups.google.com
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