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Article #5755

Re: Effect of multiple credit inquiries on FICO score

#5755
From: Bob Ward
Date: Sat, 08 May 2004 07:56
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On Fri, 07 May 2004 08:36:03 -0700, Ben Pfaff <blp@cs.stanford.edu>
wrote:

>Lucky225@2600.com (Lucky225) writes:
>
>> 1) SSN is not required to make a credit inquiry, nor is it required to
>> create a credit file or establish a credit history.
>>
>> 2) Dealerships do not need an SSN for any reason, it is generally not
>> required for car registration, just driver licensing, which is done
>> through the DMV(or equivelent in your state), not the dealership.
>
>Why do all the dealers want an SSN then?


Because they can ask.  You can decline, of course.
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From: Bob Ward <bobward@email.com>
Newsgroups: misc.consumers,ba.consumers
Subject: Re: Effect of multiple credit inquiries on FICO score
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